Comparison

Ray Money vs Nova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ray Money

Features
Read full description

La société Ray Plus Center met à votre disposition une application pour faciliter vos achats, rechargements et vos paiements sans vous déplacer.

About

Nova

Easily collect and make payments from anywhere. Generate payment links or QR codes for customers to pay via Mobile Money, or create group funds for events and projects. Secure transactions are protected with bank-level security standards.

Highlights
  • Collect money via payment links or QR codes
  • Create group funds for events and projects
  • Real-time contribution tracking
  • Payment confirmation upon delivery
  • Compatible with major Mobile Money services
  • Bank-level security for transactions
Features
Read full description

Collectez et payez partout avec NovaSend. NovaSend est l'application qui vous permet de recevoir de l'argent facilement, que vous soyez vendeur en ligne, commerçant, organisateur d'événement, responsable d'association ou simplement à l'initiative d'une collecte entre proches. Encaissement par lien ou QR code Générez votre lien de paiement ou votre QR code unique. Vos clients paient depuis leur compte Mobile Money, sans avoir besoin de l'application NovaSend. Contributions Mariage, anniversaire, tontine, projet associatif, soutien à un proche : créez une cagnotte en quelques secondes, partagez-la et suivez les contributions en temps réel. Paiement contre décharge Achetez et vendez en toute confiance : le vendeur est payé une fois que l'acheteur a confirmé la réception de sa commande. Compatible avec vos comptes Mobile Money Orange Money, MTN MoMo, Wave, Moov Money selon votre pays. Disponible en Côte d'Ivoire et au Cameroun Sécurité Vos données et vos transactions sont protégées par des standards de sécurité de niveau bancaire.

Screenshots

Ray Money4 screens
Nova4 screens

Verdict

The call

Ray Money and Nova are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

ScorecardNo meaningful differences
Ray Money versus Nova: the parameters behind the verdict, then further details
ParameterRay MoneyNova
PriceFreeFree
Rating—4.5 (2 ratings) — better
Number of ratings—2 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size59 MB69 MB
Age rating4+17+
DeveloperRAY PLUS GROUPSANKOFA-LAB

In-app purchases

None

Ray Money

No in-app purchases

None

Nova

No in-app purchases

Questions

Is Ray Money free?
Ray Money is free to download, with no in-app purchases.
Is Nova free?
Nova is free to download, with no in-app purchases.
Do Ray Money or Nova have ads?
Neither Ray Money nor Nova shows ads.
Which is updated more often, Ray Money or Nova?
Ray Money ships an update fortnightly, and Nova fortnightly. Most recently, Ray Money was updated on November 3, 2026 and Nova on November 5, 2026.

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