First Century Bank vs Thread | Personal Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Century Bank
Manage your bank accounts securely and conveniently from your mobile device. Features include quick logins, transaction organization, payment capabilities, and mobile check deposits. Stay informed with customizable alerts and easily locate branches and ATMs.
- Secure login (passcode, fingerprint, facial recognition)
- Transaction organization with tags, notes, and photos
- Customizable balance alerts
- Quick payments to companies and individuals
- Money transfers between accounts
- Mobile check deposit
- View monthly statements
- Find branches and ATMs
Read full descriptionHide full description
Our First Century Bank app makes it easy to manage all your accounts from the palm of your hand. It’s simple, and secure, and makes life easier by giving you the tools you need to manage your finances. With the First Century Bank app, you can: - Log in securely with a 4-digit passcode, fingerprint, or facial recognition on supported devices. - Organized your transactions with tags, notes, and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount. - Make payments quickly, whether you’re paying a company or an individual. - Transfer money between your accounts. - Deposit checks in a snap by taking a picture of the front and back. - View your monthly statements. - Find First Century branches and ATMs near you. Mobile Banking, Alerts, and Mobile Deposit require a compatible device and enrollment in Online Banking. Mobile Deposit is subject to fees. Please refer to your carrier for any fees that may apply. First Century is committed to protecting your privacy and security. You can review our privacy policy by visiting http://www.firstcenturybank.com. First Century Bank. All Rights Reserved. Member FDIC. Equal Housing Lender.
Thread | Personal Banking
This digital banking app simplifies financial management with modern technology. It offers efficient money movement, remote deposits, and card management, along with easy account opening. The platform aims to streamline your banking so you can focus on other priorities.
- Simple account opening
- Modern user experience
- Efficient money movement
- Remote deposit
- Card management
- Quickbooks integration
Read full descriptionHide full description
Thread Bank offers a digital banking experience suited for the modern consumer. It integrates best in class technology to make banking tasks simpler and more efficient. This saves you time and effort, streamlining your banking experience so you can focus on the important aspects of your life. * Simple account opening * Modern user experience * Efficient money movement, remote deposit, card management * Quickbooks integration
Screenshots
Verdict
The clearest difference is rating: First Century Bank at 4.9 against Thread | Personal Banking's 3.0. First Century Bank also leads on ratings volume (941 vs 2). Thread | Personal Banking's advantage is iOS requirement (12.4 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Century Bank holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: First Century Bank has 941 ratings behind it against 2, so its average is the more settled of the two.
First Century Bank ships an update monthly, Thread | Personal Banking every 2 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | First Century Bank | Thread | Personal Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (941 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 90.0% of reviews | — |
| Number of ratings | 941 — better | 2 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.4 | 12.4 — better |
| Further details — not scored | ||
| Size | 197 MB | 54 MB |
| Age rating | 12+ | 4+ |
| Developer | First Century Bank | Thread Bank |
Customer experience
First Century Bank
Thread | Personal Banking
In-app purchases
First Century Bank
No in-app purchases
Thread | Personal Banking
No in-app purchases
Questions
Is First Century Bank free?
Is Thread | Personal Banking free?
Which has better reviews, First Century Bank or Thread | Personal Banking?
Do First Century Bank or Thread | Personal Banking have ads?
Which is updated more often, First Century Bank or Thread | Personal Banking?
Other comparisons
