Comparison

myVitaSelect vs Schuldenschein

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Berufliche Vorsorge

About

myVitaSelect

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With myVitaSelect you can keep an eye on your occupational benefits. Thanks to the Vita Select app, you have flexible access to your pension data, can edit it and perform simulations and calculations. Most important functions o Download your personal retirement provision certificate o Viewing and changing personal information's o Simulation purchase: changed benefits after a voluntary contribution o Simulation of home ownership promotion: changed benefits after early withdrawal for home ownership o Simulation retirement: benefits in the event of early retirement o Simulation savings plan: Contributions and expected benefits o Tax calculator o Contact form o Online submission of various documents o Selection and direct change of the desired investment strategy with risk clarification o An overview of the evolution of your investment assets o Login via fingerprint and Face-ID possible o Notification of processed mutations and relevant information

About

Schuldenschein

Features

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Schuldenschein ist die einfache, sichere Lösung, um Schulden gemeinsam zu organisieren. Erstelle Gruppen, weise Beträge zu, setze Fälligkeiten und Zinsen, teile Einladungen per iCloud‑Link und erhalte dezent Erinnerungen – alles in einem klaren, modernen Design. Highlights: - Gruppen: Gemeinsame Übersichten mit “Ich schulde”, “Mir geschuldet”, “Gesamt” und Mitgliedern - Schulden hinzufügen: Betrag, Währung, Schuldner/Gläubiger, Gruppe, Kategorie, Beschreibung - Fälligkeit & Zinsen: Presets, Startdatum, optionaler Zinssatz - Erinnerungen: Deutsche Benachrichtigungen bei Fälligkeit/Überfälligkeit - Teilen & Beitreten: Schöne iCloud‑Einladungen, direkter Beitritt in die Gruppe - Diagramme & Verlauf: Entwicklung und Status (offen, bezahlt, storniert) im Blick - Kontakte: Schnell Personen finden und einladen - Datenschutz: iCloud‑Sync, lokale Speicherung, keine Drittanbieter‑Tracker - Geräte: Optimiert für iPhone & iPad; helles, klares Schwarz/Weiß/Grau‑Design Warum Schuldenschein? - Schnell: Schulden in Sekunden anlegen - Transparent: Klare Formulierungen (“X schuldet Y …”) - Zuverlässig: iCloud‑Synchronisation, Konfliktlösung per “Last‑Write‑Wins” -Unaufdringlich: Dezente, hilfreiche Benachrichtigungen

Screenshots

myVitaSelect4 screens

Schuldenschein4 screens

Verdict

The call

The clearest difference is update cadence: Schuldenschein at every 2 days against myVitaSelect's every 3 months. myVitaSelect's advantage is iOS requirement (12.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myVitaSelect ships an update every 3 months, Schuldenschein every 2 days. The most recent releases landed on October 9, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 4 level

myVitaSelect versus Schuldenschein: the parameters behind the verdict, then further details
Parameter	myVitaSelect	Schuldenschein
Price	Free	Free
Update frequency	Every 3 months	Every 2 days — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	12.0 — better	17.6
Further details — not scored
Size	97 MB	4 MB
Age rating	4+	4+
Developer	SwissPension AG	Maxim Keibel

In-app purchases

None

myVitaSelect

No in-app purchases

None

Schuldenschein

No in-app purchases

Questions

Is myVitaSelect free?

myVitaSelect is free to download, with no in-app purchases.

Is Schuldenschein free?

Schuldenschein is free to download, with no in-app purchases.

Do myVitaSelect or Schuldenschein have ads?

Neither myVitaSelect nor Schuldenschein shows ads.

Which is updated more often, myVitaSelect or Schuldenschein?

myVitaSelect ships an update every 3 months, and Schuldenschein every 2 days. Most recently, myVitaSelect was updated on October 9, 2026 and Schuldenschein on October 28, 2026.