Earlybean vs Optiverse E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Earlybean
This app teaches kids and teens financial literacy through savings accounts, earning opportunities, and spending tools. Users can set savings goals, earn interest, and manage money received from various sources. It also offers a virtual or physical card for purchases.
- Savings accounts with interest
- Receive money via account number or link
- Create savings goals
- Earn extra cash through gamified tasks
- Virtual and physical spending cards
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Earlybean empowers kids and teens with the skills and knowledge they need to become money smart. Kick start your journey to financial success, ceate an earlybean account today! 1. Savings accounts Enjoy interesting earning savings accounts, that you can manage on your own. On the app, you can earn as much as 6% on your savings. 2. Receive money From allowance, to payments and gifts, your Earlybean account allows you receive money easily through your own account number or payment link - you decide! 3. Save, save, save Want to buy a bike? A new gadget? Your Earlybean account allows you create savings goals and earn interests while at it. *4. Earn extra cash. * We’ve gamified errands, chores, and projects. On the app, you can earn extra income by agreeing to complete tasks and projects assigned to you, on time. *5. Spend like a pro. * Create a virtual card or order a physical card that lets you pay for stuff at your favorite locations.
Optiverse E
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A secure, easy-to-use mobile token generator app for multi-factor authentication (MFA). Safeguard your online accounts with time-based one-time passwords (TOTP)
Screenshots
Verdict
Earlybean and Optiverse E are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Earlybean ships an update every 3 weeks, Optiverse E monthly. The most recent releases landed on September 20, 2026 and September 17, 2026 respectively.
| Parameter | Earlybean | Optiverse E |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Earlybean Limited | Optimus Bank Limited |
In-app purchases
Earlybean
No in-app purchases
Optiverse E
No in-app purchases
