Comparison

Finances Tracker vs Finance Tracker AI

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finances Tracker

Features
Read full description

With this Finances Tracker, you can add your income and all your expenses you make during a month, so you can constantly have an overview over your finances. All data you add is stored locally on your device, so no one else will be able to access it but you.

About

Finance Tracker AI

Features
Read full description

Finance Tracker AI helps you stay in control of everyday money. Track income and expenses, manage recurring bills and subscriptions, scan receipts and understand spending with clear charts. Ask the financial AI to propose transaction, budget or recurring-payment updates, then review every change before it is applied. User-scoped cloud storage keeps your information synced across sessions.The app interface is localized for this language. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://agentscix.com/apps/finance-tracker/privacy

Screenshots

Finances Tracker3 screens
Finance Tracker AI4 screens

Verdict

The call

The clearest difference is in-app purchases: Finances Tracker at none against Finance Tracker AI's 2. Finances Tracker also leads on iOS requirement (13.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Finance Tracker AI sells 2 in-app purchases, starting at $6.99 per month. Finances Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Finances Tracker ships an update monthly, Finance Tracker AI every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences ยท 4 level
Finances Tracker versus Finance Tracker AI: the parameters behind the verdict, then further details
ParameterFinances TrackerFinance Tracker AI
PriceFreeFree
Update frequencyMonthly โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better17.0
Further details โ€” not scored
Size7 MB35 MB
Age rating4+4+
DeveloperJulian LauDakota Bullard

In-app purchases

None

Finances Tracker

No in-app purchases

2 purchases

Finance Tracker AI

Subscriptions2
  • Finance Tracker AI Premium$6.991 Month
  • Yearly$49.991 Year

Questions

Is Finances Tracker free?
Finances Tracker is free to download, with no in-app purchases.
Is Finance Tracker AI free?
Finance Tracker AI is free to download, with in-app purchases available.
Do Finances Tracker or Finance Tracker AI have ads?
Neither Finances Tracker nor Finance Tracker AI shows ads.
Which is updated more often, Finances Tracker or Finance Tracker AI?
Finances Tracker ships an update monthly, and Finance Tracker AI every 2 months. Most recently, Finances Tracker was updated on November 3, 2026 and Finance Tracker AI on October 31, 2026.

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