Comparison

Debt Manager vs YetTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Manager

Features
Read full description

Get paid back faster. Debt Manager turns “I’ll pay you later” into money back in your pocket. Track every IOU, loan and unpaid invoice in one place — then let AI handle the awkward part for you. WHAT YOU CAN DO • Keep two ledgers side by side — what you’re owed, and what you owe • Snap a receipt, paste a bank alert, or say it out loud, and AI fills in the entry • Log part-payments and instalment plans; balances update themselves as money comes in • Let AI draft the reminder — casual, professional, or firm — then send it by WhatsApp, SMS, or anywhere else • Check how someone has paid you in the past, before you lend again • Split a bill across any number of people; everyone gets their own record and balance • Keep business and personal in separate books, each with its own balances, charts and currency • Send branded invoices, receipts and customer statements as proper PDFs • Stay ahead with a due calendar, overdue aging, and reminders that escalate as the date approaches • Attach photos, PDFs and documents to any record • 119 currencies, detected automatically from your region • Lock the app behind Face ID or Touch ID FREE, WITH NO LIMITS Unlimited debts, debtors and people. Search, filters, categories, attachments, due-date reminders, bill splitting, contact import, multi-currency and biometric lock — all free, no trial required. Plus three AI Smart Captures to try. DEBT MANAGER PRO Upgrade when you want the tools that actually get money moving: • Unlimited AI Smart Capture — receipts, bank alerts and voice • AI-drafted reminders in three tones • Partial payments, instalment plans and recurring schedules • Escalating auto-reminders before and after the due date • Separate business and personal books • Branded invoices, receipts and statements • Payment-history scoring, so you know who pays late • Insights: collection trends, overdue aging, top accounts, recovery projections • Due calendar and monthly collection goals • Custom tags and filtering • CSV export of debts, debtors and payment history • Priority support — your feedback and feature requests jump the queue • No ads WHO IT’S FOR Anyone who lends money to friends and family and would rather not have the awkward conversation. Freelancers and small businesses chasing unpaid invoices. Anyone who splits bills and is tired of doing the maths. SUBSCRIPTION TERMS Debt Manager Pro is available as a monthly or annual auto-renewing subscription. US pricing is $1.99/month or $14.99/year, with a 7-day free trial on the annual plan; prices in other regions are shown in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. You can manage or cancel your subscription in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Privacy Policy: https://www.freeprivacypolicy.com/live/0d859161-9022-4545-a032-ef16777ad7a0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

YetTrack

This budgeting app simplifies expense tracking for students using AI and Apple Pay integration. It offers a privacy-first approach without requiring bank account linking, featuring gamified rewards for financial milestones. Receive monthly recaps to understand your spending habits.

Highlights
  • AI-powered budgeting assistant
  • Privacy-first, no bank linking
  • Apple Pay expense logging via Shortcuts
  • Gamified rewards and streaks
  • Monthly financial recaps
  • Student-focused design
Features
Read full description

Now with YetAI, everything just got simpler. Talk to YetAI, chat with YetAI, and budget with YetAI. Take control of your finances with YetTrack, the ultimate budgeting app designed by students for university students around the world. Whether you're new to managing money or looking for an easier way to stay on top of your expenses, YetTrack makes budgeting simple, private, and engaging. Unlike traditional finance apps, YetTrack doesn’t require bank account integration. Instead, it empowers you to track your spending manually or automatically using Apple Shortcuts and our proprietary AI built for budgeting, logging payments directly from Apple Pay and AI automation. This ensures every expense is accounted for while keeping your financial data private and secure. Key Features: - YetAI: Just like ChatGPT but for budgeting. - Privacy-first design: No need to link your bank account. - Apple Shortcuts integration: Log expenses automatically from Apple Pay. - Gamified budgeting: Earn rewards for hitting streaks and milestones. - Monthly financial recaps: A clear view of your spending. - Perfect for students: Simple, intuitive, and built for your needs. Start your budgeting journey with YetTrack today and take the first step towards financial success. Contact Us: Website: yet.me.uk Email: info@yet.me.uk Instagram: yet_enterprises Ready to take charge of your finances? Download YetTrack today!

Screenshots

Debt Manager4 screens
YetTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: YetTrack at none against Debt Manager's 2. YetTrack also leads on ads (none vs shown) and update cadence (every 10 days vs every 4 weeks). Debt Manager's advantage is iOS requirement (15.6 vs 17.4). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Manager sells 2 in-app purchases, starting at $1.99 per month. YetTrack asks for nothing beyond the download.

UpkeepUpdate frequency

Debt Manager ships an update every 4 weeks, YetTrack every 10 days. The most recent releases landed on November 12, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Manager versus YetTrack: the parameters behind the verdict, then further details
ParameterDebt ManagerYetTrack
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.4
Further details — not scored
Size74 MB25 MB
Age rating4+4+
DeveloperIfeanyi IbekieYet Enterprises

In-app purchases

2 purchases

Debt Manager

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Annual$14.991 Year
None

YetTrack

No in-app purchases

Questions

Is Debt Manager free?
Debt Manager is free to download, with in-app purchases available.
Is YetTrack free?
YetTrack is free to download, with no in-app purchases.
Do Debt Manager or YetTrack have ads?
Debt Manager shows ads; YetTrack does not.
Which is updated more often, Debt Manager or YetTrack?
Debt Manager ships an update every 4 weeks, and YetTrack every 10 days. Most recently, Debt Manager was updated on November 12, 2026 and YetTrack on November 4, 2026.

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