Debt Manager vs Expenditi Expense Manager

Get paid back faster. Debt Manager turns “I’ll pay you later” into money back in your pocket. Track every IOU, loan and unpaid invoice in one place — then let AI handle the awkward part for you. WHAT YOU CAN DO • Keep two ledgers side by side — what you’re owed, and what you owe • Snap a receipt, paste a bank alert, or say it out loud, and AI fills in the entry • Log part-payments and instalment plans; balances update themselves as money comes in • Let AI draft the reminder — casual, professional, or firm — then send it by WhatsApp, SMS, or anywhere else • Check how someone has paid you in the past, before you lend again • Split a bill across any number of people; everyone gets their own record and balance • Keep business and personal in separate books, each with its own balances, charts and currency • Send branded invoices, receipts and customer statements as proper PDFs • Stay ahead with a due calendar, overdue aging, and reminders that escalate as the date approaches • Attach photos, PDFs and documents to any record • 119 currencies, detected automatically from your region • Lock the app behind Face ID or Touch ID FREE, WITH NO LIMITS Unlimited debts, debtors and people. Search, filters, categories, attachments, due-date reminders, bill splitting, contact import, multi-currency and biometric lock — all free, no trial required. Plus three AI Smart Captures to try. DEBT MANAGER PRO Upgrade when you want the tools that actually get money moving: • Unlimited AI Smart Capture — receipts, bank alerts and voice • AI-drafted reminders in three tones • Partial payments, instalment plans and recurring schedules • Escalating auto-reminders before and after the due date • Separate business and personal books • Branded invoices, receipts and statements • Payment-history scoring, so you know who pays late • Insights: collection trends, overdue aging, top accounts, recovery projections • Due calendar and monthly collection goals • Custom tags and filtering • CSV export of debts, debtors and payment history • Priority support — your feedback and feature requests jump the queue • No ads WHO IT’S FOR Anyone who lends money to friends and family and would rather not have the awkward conversation. Freelancers and small businesses chasing unpaid invoices. Anyone who splits bills and is tired of doing the maths. SUBSCRIPTION TERMS Debt Manager Pro is available as a monthly or annual auto-renewing subscription. US pricing is $1.99/month or $14.99/year, with a 7-day free trial on the annual plan; prices in other regions are shown in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. You can manage or cancel your subscription in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Privacy Policy: https://www.freeprivacypolicy.com/live/0d859161-9022-4545-a032-ef16777ad7a0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Expenditi is a privacy focused expense manager built for freelancers, creators, and solopreneurs. Enjoy a completely ad free experience as you scan receipts, see exactly what you pay in subscriptions every month, and export clean reports — with no account and no login. Your records live on your phone, not in someone's cloud. SCAN RECEIPTS IN SECONDS • Snap a photo — Expenditi reads the merchant, total, tax, and date for you • Scanning uses our secure parsing service to turn the photo into text; the image is processed and discarded, never stored on our servers • The finished record — and the receipt image — is saved only on your device • Review and fix any field before saving; low-confidence fields are flagged • Search the actual text on every receipt — find "that AWS bill from August" instantly KNOW YOUR RECURRING PAYMENTS • See your true monthly burn — every recurring app and service in one place • Yearly plans amortised to a monthly figure, plus a "next 30 days due" total • Reminders before each renewal so nothing surprises you • One tap on a reminder logs the payment — no receipt photo needed • Track loan EMIs and instalments next to your subscriptions, filtered separately when you want them apart • Tap through to a service's cancellation page when you're done paying for it ORGANIZE FOR WORK & CLIENTS • Tag expenses by project, billable status, and payment method • Manual mileage logging with custom rates • Auto-categorization that learns — correct a category once and it sticks forever • Lend money and track it — log a loan, mark it received when repaid • Filter reports by project to separate client spend from your own • Export to CSV for your accountant, or a polished PDF summary with charts SEE WHERE MONEY GOES • Category breakdown pie chart for any date range • 6-month spending trends with top movers highlighted • Quick filters: today, this month, last month, custom range, and more PRIVATE BY DESIGN • 100% ad free, no account, no login, and no usage tracking • As a truly privacy focused expense manager, your receipts and financial records are stored only on your device • Receipt photos are sent for parsing but never kept on our servers • Optional biometric lock (fingerprint / face) • Exports go only where you send them — your own Drive, email, or Files • Free. No in-app purchases, no paywall, no trial. BACKUP & RESTORE • Back up your data to your own Google Drive and restore it on a new phone. The backup goes to your Drive account — we never see it and it never touches a server of ours. • For manual exports, export your data as CSV to your device. Privacy focused expense manager. Receipt scanner. Subscription tracker. Mileage log. 100% ad free and private.