Comparison

Regional Finance vs SplitNyte

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Regional Finance

Manage your personal loan with ease, from checking your balance to making payments and setting up auto-pay. Apply for loans up to $25,000 for various needs like debt consolidation or home improvements.

Highlights
  • Check loan balance
  • Make and change one-time payments
  • Set up/modify AutoPay
  • Loan renewal alerts
  • Apply for personal loans up to $25,000
  • Debt consolidation
  • Home improvement loans
Features
Read full description

Regional Finance is here to help you get the money you need with personal loans up to $25,000. Loans can be used for debt consolidation, home improvement projects, vacations, auto repairs, or unexpected expenses. Our mobile app mirrors our Online Account Management system and is designed for easy management of your personal loan from the comfort of your home or on the go. Signing up requires just your name, date of birth, and the last four digits of your Social Security Number. Using our mobile app you can: - Check your loan balance - Make and change one-time payments - Set up or modify your AutoPay schedule - Receive alerts when you’re eligible to renew your loan If you have questions or concerns, please don’t hesitate to give our Customer Service team a call at (844) 303-3980. We are available Monday-Friday from 8:30 am to 5:30 pm, EST. Regional Finance Headquarters: 979 Batesville Road, Suite B, Greer, SC 29651 Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA and WI. For the residents in the state of Georgia only: Regional Finance Company of Georgia, LLC-NMLS # 2026923. Regional Finance Company of Virginia, LLC is licensed by the Virginia State Corporation Commission under the following license number: CFI-161.California Residents: Loans made or arranged pursuant to a California Financing Law license. Loan size, term and rates may vary by state. Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Copyright © 2026 Regional Finance. All Rights Reserved. Licenses and Disclosures: https://regionalfinance.com/licensesdisclosures/ Privacy Policy: https://regionalfinance.com/privacy-policy/

About

SplitNyte

Effortlessly split group expenses without awkward requests. Create a tab, invite friends, and let automatic charges handle the rest. Perfect for nights out, trips, and events, it eliminates the need for manual tracking and chasing payments.

Highlights
  • Automatic charges at chosen time
  • Guest list with legal names
  • Real-time chat with GIFs
  • Host dashboard with guest details
  • Download guest list CSV
  • Discount codes for VIP guests
Features
Read full description

SplitNyte — Split the bill. Not the vibe. Tired of chasing friends for money after a night out? SplitNyte fixes that. Create a tab, invite your crew, everyone locks in their card upfront — and charges happen automatically. No Venmo requests. No awkward texts. No drama. PERFECT FOR: - Club nights and bottle service - Boat parties - Birthday bashes - Game nights - Weekend trips - Concerts and shows HOW IT WORKS: 1. Host creates a tab with a price 2. Guests lock in their card upfront 3. Everyone enjoys the night 4. Cards charged automatically FEATURES: - Automatic charges at your chosen time - Discount codes for VIP guests - Guest list with legal names - Real-time chat with GIFs - Venue section reservations - Host dashboard with full guest details - Download guest list CSV No math. No drama. Just vibes.

Screenshots

Regional Finance4 screens
SplitNyte4 screens

Verdict

The call

The clearest difference is rating: SplitNyte at 5.0 against Regional Finance's 4.6. Regional Finance's advantage is ratings volume (27 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SplitNyte holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Regional Finance has 27 ratings behind it against 2, so its average is the more settled of the two.

Scorecard2 real differences · 8 level
Regional Finance versus SplitNyte: the parameters behind the verdict, then further details
ParameterRegional FinanceSplitNyte
PriceFreeFree
Rating4.6 (27 ratings)5.0 (2 ratings) — better
Positive reviews17.2% of reviews—
Number of ratings27 — better2
Update frequencyEvery 7 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size36 MB2 MB
Age rating4+12+
DeveloperRegional Management CorpRaisul Islam

In-app purchases

None

Regional Finance

No in-app purchases

None

SplitNyte

No in-app purchases

Questions

Is Regional Finance free?
Regional Finance is free to download, with no in-app purchases.
Is SplitNyte free?
SplitNyte is free to download, with no in-app purchases.
Which has better reviews, Regional Finance or SplitNyte?
SplitNyte is rated higher. Regional Finance averages 4.6 out of 5 from 27 ratings, while SplitNyte averages 5.0 from 2 ratings.
Do Regional Finance or SplitNyte have ads?
Neither Regional Finance nor SplitNyte shows ads.

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