Comparison

FCB Secure vs OneMoney Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCB Secure

Features
Read full description

We are excited to announce the First Capital Bank Authenticator App! The authenticator app provides a secure way for online banking on First Capital Bank channels without depending on OTP's. Features: Soft token Based Authentication: Use the authenticator app to generate secure soft token to authorize transactions on Internet banking platform without relying on SMS/Email OTP Delivery. Device Sync: Use the Internet banking credentials to register onto the Authenticator app. Transaction Approval: Approve or reject transactions initiated through your online banking platform using the authenticator app, adding an extra layer of security and control. Security Enhancements: We have strengthened the security protocols to protect against evolving threats and ensure the integrity of your banking transactions. Localization: The app is now available in multiple languages, making it accessible to a broader range of users. We continuously strive to improve our app and appreciate your valuable feedback. If you encounter any issues or have suggestions for future updates, please reach out to our support team. Thank you for choosing First Capital Bank Authenticator App. We are committed to providing you with a secure and seamless banking experience. Best regards, Team First Capital Bank Plc

About

OneMoney Mobile

Manage your finances on the go with this secure and intuitive mobile wallet. Send money, pay bills, and top up airtime effortlessly from your device. Enjoy a seamless financial experience with robust security measures.

Highlights
  • Effortless money transfers
  • Convenient bill payments
  • Quick airtime top-ups
  • Secure financial transactions
  • User-friendly interface
  • Easy account creation
Features
Read full description

Welcome to our powerful and feature-rich mobile wallet app that brings convenience, security, and versatility to your fingertips. With our app, you can effortlessly send money to friends, family, or businesses, pay utility bills, purchase airtime for your mobile phone, and explore a world of financial possibilities, all within a secure and user-friendly platform Key Features: 1. Account Creation: Allows you to create a OneMoney account by registering on the mobile app without visiting the shop. 2. Seamless Money Transfers: Say goodbye to traditional money transfers and embrace the ease of sending funds to anyone, anywhere, instantly. 3. Bill Payments Made Easy: Pay your utility bills and more without leaving the comfort of your home. 4. Top-Up Airtime in a Snap: Stay connected with our quick and efficient mobile top-up service. 5. Secure & Reliable: Rest assured knowing that your financial transactions and data are protected by top-of-the-line security measures. 6. User-Friendly Interface: Navigate our app effortlessly with an intuitive design suitable for all users.

Screenshots

FCB Secure4 screens
OneMoney Mobile4 screens

Verdict

The call

The clearest difference is iOS requirement: FCB Secure at 9.0 against OneMoney Mobile's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FCB Secure ships an update every 7 months, OneMoney Mobile every 6 months. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

Scorecard1 real difference · 8 level
FCB Secure versus OneMoney Mobile: the parameters behind the verdict, then further details
ParameterFCB SecureOneMoney Mobile
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 7 monthsEvery 6 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS9.0 — better12.0
Further details — not scored
Size31 MB67 MB
Age rating4+17+
DeveloperFirst Capital Bank PlcNetone Cellular (Private) Limited

In-app purchases

None

FCB Secure

No in-app purchases

None

OneMoney Mobile

No in-app purchases

Questions

Is FCB Secure free?
FCB Secure is free to download, with no in-app purchases.
Is OneMoney Mobile free?
OneMoney Mobile is free to download, with no in-app purchases.
Do FCB Secure or OneMoney Mobile have ads?
Neither FCB Secure nor OneMoney Mobile shows ads.
Which is updated more often, FCB Secure or OneMoney Mobile?
FCB Secure ships an update every 7 months, and OneMoney Mobile every 6 months. Most recently, FCB Secure was updated on September 22, 2026 and OneMoney Mobile on September 8, 2026.

Other comparisons