Comparison

DhowCSD vs CIC Invest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DhowCSD

Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.

Highlights
  • Open and manage investment accounts
  • Participate in securities auctions
  • View auction results and payment details
  • Access corporate actions
  • View portfolio statements
  • Initiate secondary market instructions
  • Initiate pledge instructions
Features
Read full description

Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.

About

CIC Invest

Manage your investments easily and effectively. This app helps you save for goals, manage group investments, and grow your portfolio in real-time, anytime and anywhere. It's designed for both new and experienced investors.

Highlights
  • Real-time investment management
  • Personalized financial journey
  • Save for personal goals
  • Manage group investments
  • Track portfolio progress
Features
Read full description

CIC Invest App. Taking investments to a new level. Are you a seasoned investor or just starting? Our App is designed to make your financial journey easier and more rewarding. Personalised, user-friendly and designed to make investing simple, and rewarding, the CIC Invest App empowers you to manage your investments in real-time anytime, anywhere. Use it to save for a personal goal, manage group investments or grow your portfolio while seamlessly staying on track of your progress at the touch of a button.

Screenshots

DhowCSD1 screens
CIC Invest4 screens

Verdict

The call

The clearest difference is review sentiment: DhowCSD at 50% against CIC Invest's 0%. CIC Invest's advantage is rating (4.8 vs 3.6) and update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIC Invest holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 7 and 9 respectively. Written reviews complicate that: 50% of DhowCSD's written reviews are positive against 0% of CIC Invest's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

DhowCSD ships an update every 3 months, CIC Invest every 3 weeks. The most recent releases landed on June 11, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
DhowCSD versus CIC Invest: the parameters behind the verdict, then further details
ParameterDhowCSDCIC Invest
PriceFreeFree
Rating3.6 (7 ratings)4.8 (9 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings79 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.5
Further details — not scored
Size36 MB149 MB
Age rating17+17+
DeveloperCentral Bank of KenyaCIC Insurance Group Limited

Customer experience

DhowCSD

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

CIC Invest

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

DhowCSD

No in-app purchases

None

CIC Invest

No in-app purchases

Questions

Is DhowCSD free?
DhowCSD is free to download, with no in-app purchases.
Is CIC Invest free?
CIC Invest is free to download, with no in-app purchases.
Which has better reviews, DhowCSD or CIC Invest?
CIC Invest is rated higher. DhowCSD averages 3.6 out of 5 from 7 ratings, while CIC Invest averages 4.8 from 9 ratings.
Do DhowCSD or CIC Invest have ads?
Neither DhowCSD nor CIC Invest shows ads.
Which is updated more often, DhowCSD or CIC Invest?
DhowCSD ships an update every 3 months, and CIC Invest every 3 weeks. Most recently, DhowCSD was updated on June 11, 2026 and CIC Invest on September 19, 2026.

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