Spay Fintech vs SPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spay Fintech
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You can use various alternative payment channels for your multi-purpose transaction. Our full-stack, in-house, built-rich payment, which holds various alternative payments, could be your new mobile wallet. We’re an award-winning payment aggregator, we also are the supplier. Our passion for payment gateway pushed us to the extent of possibilities that can help the world of emerging businesses to emerge even more. We like startups and SMEs, and our platform is based designed for their needs. An application that your non-tech parents also can use. Our mission is to build connections that do not include any fragmentation in the e-commerce ecosystem. We make these connections to enable our customers to go cashless, digitizing how they accept payments. You can use various alternative payment channels for your multi-purpose transaction. Our full-stack, in-house, built-rich payment, which holds various alternative payments, could be your new mobile wallet.
SPay
Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.
- Manage multiple cryptocurrencies
- Virtual Visa card
- Global online spending
- Real-time transaction tracking
- Passcode and biometric login
- 24/7 customer support
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SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support
Screenshots
Verdict
The clearest difference is update cadence: SPay at every 3 days against Spay Fintech's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spay Fintech ships an update every 9 months, SPay every 3 days. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.
| Parameter | Spay Fintech | SPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 1 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | SPAY FINTECH PRIVATE LIMITED | NOVARA TECH L.L.C S.O.C |
In-app purchases
Spay Fintech
No in-app purchases
SPay
No in-app purchases
