My Debt Manager & Tracker vs EILA Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Debt Manager & Tracker
Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.
- Track debts and loans
- Recurring payment management
- AI debt stress reduction
- Multi-currency support
- Automatic data backup
- Payment proof uploads
- Reminder notifications
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If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!
EILA Expense Tracker
This app helps you manage your finances by tracking expenses, income, loans, and assets. Visualize your spending with charts and reports to gain control over your money and plan for future financial goals.
- Track expenses, income, loans, and assets
- Create periodic and rollover budgets
- Manage recurring transactions
- Password and biometric lock
- Generate graphs, charts, and reports
- Import/export data
- Dark and light mode
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EILA is a smart and simple finance manager to keep track of Expenses, Income, Liabilities, and Assets. With just a few clicks you add an expense, income, liability, or an asset and let EILA take care of the rest, be it showing in various groupings, creating graphs/charts, or generating reports. With EILA you know where the money goes, what are your savings and assets, what do you owe others, means you are in full control of your finances. Key Features: • No account or signups needed, just download the app and start using it • Manage transactions in 4 main categories Expenses, Income, Liabilities, and Assets. Each main category has sub-categories e.g. Groceries, Salary, Health, House etc. • Periodic and rollover Budgets • Recurring Transactions • Track Loans and Loan Payments • Track Assets and Asset Sales • Retirement Simulator • Currency converter • Organize transactions into accounts e.g. Bank Account, Cash, Credit Card, Debit Card, Prepaid Card etc • Password & Biometric Lock • Filter and display transactions by category and sub-category • Custom Transaction Categories • Hidden categories, for privacy • Hide amounts, for privacy • Beautiful graphs/charts • Enter transactions in almost any currency • Auto conversion from one currency transaction to the main currency. Note: internet access is needed to download currency rates • Transfer between accounts • Manual and Auto Backups, so you don’t lose data if the phone is damaged, lost or changed. Note, only if backups are enabled and backup was run on the device • Import/Migrate data from other similar Apps e.g. Monefy, Spendee, etc. Note, import is an experimental feature it might not be 100% accurate, it also depends on the files generated by EILA and other Apps • Export to CSV • Give it a personal touch by changing graphic colors • Dark and Light mode • You are in control of your data, the data is only saved on your device, it doesn’t reach our servers. Note, when you enable backups the backup is stored in your cloud service provider in your own account • Simple to use • Your Local Language support. Help us translate in your language • Your suggestions are most welcome Note: This app does not provide financial services, personal finance products, or banking services of any kind. Additionally, nothing within the app should be considered financial advice. All data is either manually entered by you or imported from other apps or files. We prioritize your privacy: • Your data is stored locally on your device and never sent to our servers • If you enable optional cloud backup, your data is securely stored in your chosen backup service Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
My Debt Manager & Tracker and EILA Expense Tracker both sit at 5.0 stars, but that hides the real split: 100% of My Debt Manager & Tracker's written reviews are positive against 50% of EILA Expense Tracker's. My Debt Manager & Tracker also leads on ratings volume (7 vs 1) and update cadence (every 3 weeks vs every 5 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases and EILA Expense Tracker sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for My Debt Manager & Tracker against 5.0 for EILA Expense Tracker. That said, the two scores are not equally well evidenced: My Debt Manager & Tracker has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 100% of My Debt Manager & Tracker's written reviews are positive against 50% of EILA Expense Tracker's.
My Debt Manager & Tracker ships an update every 3 weeks, EILA Expense Tracker every 5 weeks. The most recent releases landed on September 7, 2026 and September 23, 2026 respectively.
| Parameter | My Debt Manager & Tracker | EILA Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 128 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | GHAZALI KABIRU | Absar Shah |
Customer experience
My Debt Manager & Tracker
EILA Expense Tracker
In-app purchases
My Debt Manager & Tracker
- 1 month subscription$0.99
- 3 months subscription$2.99
- 1 year subscription$4.99
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- 6 months subscription$5.99
EILA Expense Tracker
- 1000 coins$1.99
- 3000 coins$5.99
- 6000 coins$9.99
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- 10000 coins$17.99
Questions
Is My Debt Manager & Tracker free?
Is EILA Expense Tracker free?
Which has better reviews, My Debt Manager & Tracker or EILA Expense Tracker?
Do My Debt Manager & Tracker or EILA Expense Tracker have ads?
Which is updated more often, My Debt Manager & Tracker or EILA Expense Tracker?
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