Comparison

My Debt Manager & Tracker vs Pocki

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debt Manager & Tracker

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Highlights
  • Track debts and loans
  • Recurring payment management
  • AI debt stress reduction
  • Multi-currency support
  • Automatic data backup
  • Payment proof uploads
  • Reminder notifications
Features
Read full description

If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!

About

Pocki

Organize, plan, and optimize your finances individually or with a partner. Understand your spending habits to make better financial decisions and achieve your goals. Manage all your accounts and bills in one place.

Highlights
  • Joint finances and shared budgeting
  • Envelope budgeting method
  • Consolidated account management
  • Detailed spending analysis
  • Goal setting and prioritization
  • Organized bill storage
Features
Read full description

Deja de registrar gastos. Empieza a entenderlos. Pocki nació en casa, cuando una pareja decidió dejar de improvisar con su dinero y empezar a construir un plan juntos. Entre hojas de Excel, cuentas separadas y gastos sin claridad, entendimos algo importante: no se trata solo de registrar lo que gastas, sino de entenderlo y tomar mejores decisiones. Así nace Pocki. Una nueva forma de manejar tu dinero Pocki te ayuda a organizar, planificar y optimizar tus finanzas, ya sea de forma individual o en conjunto con tu pareja o familia. Porque el dinero no debería ser una fuente de estrés, sino una herramienta para construir lo que quieres. Lo que hace diferente a Pocki Finanzas en conjunto Comparte tu presupuesto y construyan un plan en equipo.
No es solo tu dinero, es el plan de todos. Método de sobres, adaptado a la vida real Organiza tu dinero en categorías con límites claros y seguimiento en tiempo real. Todas tus cuentas en un solo lugar Administra bancos, tarjetas y efectivo sin complicaciones. Entiende realmente en qué gastas No solo veas cuánto gastas en supermercado.
Descubre en qué productos se va tu dinero y encuentra oportunidades reales de ahorro. Metas claras y prioridades Divide tu presupuesto en compromisos fijos, gastos variables y objetivos. Facturas organizadas y respaldadas Guarda tus comprobantes y sincronízalos con servicios como Google Drive y Dropbox. Construido con personas reales Construimos Pocki junto a nuestros usuarios. Escuchamos, mejoramos y evolucionamos constantemente para ofrecer una experiencia cada vez más útil y personalizada. Más que una app de presupuesto Pocki no es solo para registrar gastos. Es para: * Tener claridad total sobre tu dinero * Tomar mejores decisiones * Reducir gastos innecesarios * Construir un plan con intención Empieza hoy Descarga Pocki gratis y comienza a tomar el control de tu dinero.

Screenshots

My Debt Manager & Tracker4 screens
Pocki4 screens

Verdict

The call

The clearest difference is in-app purchases: Pocki at none against My Debt Manager & Tracker's 4. Pocki also leads on ads (none vs shown) and update cadence (every 5 days vs every 3 weeks). My Debt Manager & Tracker's advantage is ratings volume (7 vs 1). On price, rating, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. Pocki asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for My Debt Manager & Tracker against 5.0 for Pocki. That said, the two scores are not equally well evidenced: My Debt Manager & Tracker has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

My Debt Manager & Tracker ships an update every 3 weeks, Pocki every 5 days. The most recent releases landed on October 30, 2026 and September 14, 2026 respectively.

Scorecard5 real differences · 5 level
My Debt Manager & Tracker versus Pocki: the parameters behind the verdict, then further details
ParameterMy Debt Manager & TrackerPocki
PriceFreeFree
Rating5.0 (7 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings7 — better1
Update frequencyEvery 3 weeksEvery 5 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size128 MB40 MB
Age rating17+4+
DeveloperGHAZALI KABIRUCovencomsa SA

Customer experience

My Debt Manager & Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pocki

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

My Debt Manager & Tracker

One-time4
  • 1 month subscription$0.99
  • 3 months subscription$2.99
  • 1 year subscription$4.99
Show 1 more
  • 6 months subscription$5.99
None

Pocki

No in-app purchases

Questions

Is My Debt Manager & Tracker free?
My Debt Manager & Tracker is free to download, with in-app purchases available.
Is Pocki free?
Pocki is free to download, with no in-app purchases.
Which has better reviews, My Debt Manager & Tracker or Pocki?
My Debt Manager & Tracker and Pocki are both rated 5.0 out of 5 on the App Store, from 7 and 1 ratings respectively.
Do My Debt Manager & Tracker or Pocki have ads?
My Debt Manager & Tracker shows ads; Pocki does not.
Which is updated more often, My Debt Manager & Tracker or Pocki?
My Debt Manager & Tracker ships an update every 3 weeks, and Pocki every 5 days. Most recently, My Debt Manager & Tracker was updated on October 30, 2026 and Pocki on September 14, 2026.

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