My Debt Manager & Tracker vs Pocki
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Debt Manager & Tracker
Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.
- Track debts and loans
- Recurring payment management
- AI debt stress reduction
- Multi-currency support
- Automatic data backup
- Payment proof uploads
- Reminder notifications
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If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!
Pocki
Organize, plan, and optimize your finances individually or with a partner. Understand your spending habits to make better financial decisions and achieve your goals. Manage all your accounts and bills in one place.
- Joint finances and shared budgeting
- Envelope budgeting method
- Consolidated account management
- Detailed spending analysis
- Goal setting and prioritization
- Organized bill storage
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Deja de registrar gastos. Empieza a entenderlos. Pocki nació en casa, cuando una pareja decidió dejar de improvisar con su dinero y empezar a construir un plan juntos. Entre hojas de Excel, cuentas separadas y gastos sin claridad, entendimos algo importante: no se trata solo de registrar lo que gastas, sino de entenderlo y tomar mejores decisiones. Así nace Pocki. Una nueva forma de manejar tu dinero Pocki te ayuda a organizar, planificar y optimizar tus finanzas, ya sea de forma individual o en conjunto con tu pareja o familia. Porque el dinero no debería ser una fuente de estrés, sino una herramienta para construir lo que quieres. Lo que hace diferente a Pocki Finanzas en conjunto Comparte tu presupuesto y construyan un plan en equipo. No es solo tu dinero, es el plan de todos. Método de sobres, adaptado a la vida real Organiza tu dinero en categorías con límites claros y seguimiento en tiempo real. Todas tus cuentas en un solo lugar Administra bancos, tarjetas y efectivo sin complicaciones. Entiende realmente en qué gastas No solo veas cuánto gastas en supermercado. Descubre en qué productos se va tu dinero y encuentra oportunidades reales de ahorro. Metas claras y prioridades Divide tu presupuesto en compromisos fijos, gastos variables y objetivos. Facturas organizadas y respaldadas Guarda tus comprobantes y sincronízalos con servicios como Google Drive y Dropbox. Construido con personas reales Construimos Pocki junto a nuestros usuarios. Escuchamos, mejoramos y evolucionamos constantemente para ofrecer una experiencia cada vez más útil y personalizada. Más que una app de presupuesto Pocki no es solo para registrar gastos. Es para: * Tener claridad total sobre tu dinero * Tomar mejores decisiones * Reducir gastos innecesarios * Construir un plan con intención Empieza hoy Descarga Pocki gratis y comienza a tomar el control de tu dinero.
Screenshots
Verdict
The clearest difference is in-app purchases: Pocki at none against My Debt Manager & Tracker's 4. Pocki also leads on ads (none vs shown) and update cadence (every 5 days vs every 3 weeks). My Debt Manager & Tracker's advantage is ratings volume (7 vs 1). On price, rating, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. Pocki asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for My Debt Manager & Tracker against 5.0 for Pocki. That said, the two scores are not equally well evidenced: My Debt Manager & Tracker has 7 ratings behind it against 1, so its average is the more settled of the two.
My Debt Manager & Tracker ships an update every 3 weeks, Pocki every 5 days. The most recent releases landed on October 30, 2026 and September 14, 2026 respectively.
| Parameter | My Debt Manager & Tracker | Pocki |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 128 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | GHAZALI KABIRU | Covencomsa SA |
Customer experience
My Debt Manager & Tracker
Pocki
In-app purchases
My Debt Manager & Tracker
- 1 month subscription$0.99
- 3 months subscription$2.99
- 1 year subscription$4.99
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- 6 months subscription$5.99
Pocki
No in-app purchases









