PayByPocket vs Vylor

Simply enroll (for free), fill your pocket (load funds) by credit card or debit card, and pay. Use at any participating Pocket location or wherever Discover™ is accepted. Payment at participating Pocket locations is done in-store via QR code. Payment at Discover™ locations is done by adding your Pocket account to your Apple Wallet or Google Pay account, and making purchases in-store or online.

VOICE EXPENSE TRACKING — POWERED BY GEMINI AI Track every expense by talking. Vylor is the AI expense tracker and personal finance app for iPhone. No typing. No spreadsheets. Just talk. ——— AI VOICE EXPENSE TRACKER Log every transaction instantly. Just say "I spent $45 on dinner with my credit card" and Vylor automatically categorizes and records it. Gemini Live AI understands natural language — amounts, merchants, dates, and payment methods. Your finance tracker updates in real time as you talk. ——— VYLOR SENTINEL — YOUR MONEY, WATCHED Vylor doesn't wait for you to open the app. Sentinel proactively briefs you on your balance, weekly spending, upcoming bills, and a clear Safe / Caution / Danger read — daily (PRO) or weekly (Free). It warns you BEFORE you overspend or run low, and its subscription radar flags price hikes, new subscriptions, and free trials that started charging. ——— AI FINANCIAL ADVISOR — ASK, ANALYZE & FORECAST Talk to Vylor's AI about your real money: • "How much did I spend on food last week?" • "Where did my money go this month?" • "Can I afford a $1,200 laptop?" • "What's my projected balance in 3 months?" Vylor answers from your actual transactions — totals and breakdowns by category, time, or account — and forecasts your balance from your real spending pace. Edit or delete entries by voice too — Vylor confirms first. ——— AI RECEIPT SCANNER — VYLOR VISION (PRO) Snap a photo of any receipt. Vylor Vision's AI instantly extracts the merchant, total, tax, and line items — no manual entry needed. Turn paper receipts into a clean, searchable digital record in seconds — built for tax season. ——— DASHBOARD, NET WORTH & SPENDING HISTORY Your whole financial picture at a glance: net worth, spending breakdown by category, and a real-time transaction feed. Track cash, bank, cards, and crypto in one place. Review history by day, week, or month with color-coded categories, set daily allowances, and let AI coaching keep you on track. ——— HOME SCREEN WIDGETS Your finances, always visible — no app opening required. Vylor's Home Screen widgets update automatically with every transaction — quick voice logging, recent activity, budget tracking, upcoming bills, and your net balance. ——— PRIVACY & SECURITY Your financial data stays on your device. No account sign-up required — Vylor works from first launch. Biometric Lock (PRO) adds Face ID or Touch ID. We do not sell your data. Ever. ——— FREE vs PRO Free — no credit card needed: 30 AI voice logs per month, up to 5 accounts, weekly Sentinel briefing, and the full dashboard and history. PRO — $3.99/month (or annual, save 21%): unlimited voice logs, daily Sentinel briefings + spending alerts, AI receipt scanning (Vylor Vision), 50 accounts, biometric lock, CSV export, and no ads. ——— Download Vylor free and manage your money by talking — one conversation at a time. ——— Vylor PRO is an auto-renewable subscription: $3.99/month or $37.99/year. Payment is charged to your Apple ID at purchase confirmation, and renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://vylor.money/terms Privacy Policy: https://vylor.money/privacy