simplsaver vs fourtn.

**Easy Budget Building** Creating a budget has never been this easy. Enter your income and expenses quickly to gain insights into your financial health in as little as 30 seconds. **Expense Tracking Made Simple** Track every budget category, from streaming services to utility bills, all in one place. Simplsaver even pre-fills popular subscription costs for your convenience. **Budget Insights** Check out Expense Insights to help you understand your costs, and learn how the 30 percent "wants" can apply to your budget with our Extra Weight (EW) metric. **Are You In Mortgage Stress?** Mortgage stress is typically defined as when 30 percent of your income goes to paying off your home. Find out whether you're in mortgage stress with an indicator on your budget list. **What's Your 50/30/20?** Are you spending more than 30 percent on your wants? Are you saving 20 percent? Find out where your spending sits on a 50/30/20 budget, and how to start saving money from the amount you have left over. **Preset Service Pricing** We've pre-filled the costs for a bunch of services across music, video, and games to make life easier and budgets faster. Available in Australia, New Zealand, Canada, UK, and the US. **Budget Goals Achieved** Set and conquer your budget goals effortlessly, making financial success a reality. **Couples-Friendly** Simplsaver supports joint budgeting, helping couples manage their finances together seamlessly. **Stay Informed** Keep an eye on your financial stability with our unique Risk of Recession CPI score (RoR), helping you identify potential cost increases before they happen. **Day & Night Mode** Simplsaver looks great in any lighting, providing a user-friendly experience day or night. **Privacy First** Rest easy knowing that all your financial data stays securely on your device, prioritising your privacy. **Export Spreadsheet** Share your budget with someone else, such as an accountant. Paid subscribers will see an export button at the top with a CSV export. Import it directly into Numbers on the iPhone, or send the file to someone else. As seen on Nine's Today Show, Sky News, Ticker News, Mozo, Tech Guide, Savings, Pickr, GadgetGuy, and more.  Join savvy iPhone budgeters who have embraced financial control with Simplsaver. Download now and simplify your financial life! --- Support: https://www.simplsaver.com/support/ Privacy Policy: https://www.simplsaver.com/privacy/ Terms of use (licence agreement): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **With the exception of spreadsheet exporting, all users will have access to the same tools right now. Paying for a subscription unlocks more than five line items for bigger budgets, export to spreadsheet, and helps support the maintenance as well as developing new features! We also donate a portion of the proceeds to charity. Find out more at simplsaver.com** Disclaimer: Data supplied for pre-populated items and CPI in the app is current as of January 12, 2025. Monthly and yearly amounts are calculated based off entered data, and are not intended to be financial advice. In fact, nothing in this app is intended to be financial advice. All information is stored only on your device and your device alone.

fourtn. is a calm, clear way to plan your money fortnight by fortnight. Built for anyone who gets paid weekly, fortnightly or monthly and wants to know exactly where their money goes before it disappears. Whether you're juggling rent, credit cards, BNPL or just trying to figure out what's safe to spend today, fourtn. gives you the full picture in one quiet view. No clutter. No noise. Just your money, sorted. What you can do with fourtn. - Plan every pay - See your income, your bills, and what's left over for the fortnight ahead. Switch between fortnightly, monthly and annual views in a tap. - Track recurring expenses - Rent, electricity, subscriptions, anything that comes out regularly. Set it once and forget it. - Handle one-off payments - Concert tickets, a birthday gift, a vet bill. Add it, schedule it, and see how it affects your fortnight. - Manage cards and BNPL - Keep credit cards and buy-now-pay-later plans in one place. See your minimums, what you're paying, and when each plan ends. - Know what's safe to spend - A clear daily spend figure so you never have to do the maths in your head. - See where it all goes A simple breakdown of your pay. Housing, credit, utilities, savings. Know your money at a glance. History that makes sense Every pay logged, every payment tracked. Look back without scrolling forever. Your data stays yours fourtn. does not connect to your bank. We do not collect your financial data. We do not store your information on our servers. Everything you enter stays on your device. No logins. No tracking. No selling your data. Just a private space to think about your money. Not financial advice fourtn. is a planning tool, not a financial advisor. It helps you organise what you already know about your money. It does not provide financial, investment, tax or legal advice. For advice tailored to your situation, please speak to a licensed professional. Why people use fourtn. Because budgets feel like homework. fourtn. doesn't. It's not a bank. It's not a spreadsheet. It's a clear, quiet space to actually understand your money, plan around your pay cycle, and stop wondering where it all went. Designed for people living paycheck to paycheck, young professionals trying to save, anyone with cards or BNPL to manage, and everyone in between. Made for real life Get paid Friday? Rent due Monday? Concert on the 12th? fourtn. shows you how it all fits together. Before it happens. Download fourtn. and get fortnight clear.