Comparison

Alcova vs Apply With Gray Fox

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Alcova

This app simplifies the mortgage process by allowing users to apply for loans, track progress, and access important documents. It provides tools to calculate mortgage options and securely upload necessary paperwork. Users can also easily connect with their loan officer and real estate agent.

Highlights
  • Apply for a loan
  • Access pre-approval letters
  • Track loan progress
  • Calculate mortgage options
  • Secure document upload
  • One-click contact
Features
Read full description

ALCOVA Mortgage’s mission is to simplify the mortgage process. This app is one way we empower you to easily stay connected through the homebuying process. Key Features: Apply for a loan in just minutes Access your pre-approval letter Track the progress of your loan through each milestone Calculate your mortgage options and payments Securely scan and upload documents using your phone’s camera Call or text your loan officer and real estate agent with one click Stay up-to-date with valuable insight from industry experts

About

Apply With Gray Fox

Features
Read full description

Introducing Gray Fox Mortgage's revolutionary mobile app, your all-in-one solution for an effortless mortgage experience. Say goodbye to the complexities of securing a home loan and embrace the future of online mortgage applications with our state-of-the-art borrower portal. Prepare to be amazed as we redefine convenience and empower you on your path to homeownership. Unlock a world of possibilities with our feature-rich app designed exclusively for homebuyers, current homeowners, and real estate agents. Discover a seamless journey that puts you in control and simplifies every step of the home buying and lending process. Whether you're searching for your dream home, considering a refinance, or seeking to expedite transactions for your clients, the Gray Fox Mortgage app is your ultimate companion. Immerse yourself in the key features that will revolutionize the way you approach mortgages: Compare and Conquer: Explore a variety of loan programs and effortlessly compare lending scenarios. Unleash your financial prowess as you uncover the perfect product that aligns with your unique needs and aspirations. Savings at Your Fingertips: Harness the power of our cutting-edge calculator to reveal the potential savings or cost of refinancing your mortgage. Take control of your financial future and make informed decisions that unlock new opportunities. Dream Home Affordability: Wondering if homeownership is within reach? Our app provides instant clarity by evaluating your current income and monthly expenses. Discover if the home of your dreams is closer than you think. Capture and Accelerate: Say goodbye to paperwork nightmares. Snap photos of required documents using your phone and seamlessly upload them for a lightning-fast loan approval process. Efficiency and speed have never been so effortless. Connect and Share: Stay connected with your trusted Mullinix Mortgage Group Loan Officer and real estate agent with ease. Access their contact information in an instant and effortlessly share it with your loved ones. Together, we'll make your homeownership journey a collaborative success. Unleash your Financial IQ: Stay ahead of the game with up-to-the-minute industry news and updates that could impact your loan. Be informed about shifts in mortgage interest rates and seize opportunities at the right moment. Embrace a mortgage experience like no other. Download the My Gray Fox Mortgage app today and embark on a journey that brings simplicity, empowerment, and excitement to your path to homeownership. It's time to make your dreams a reality with the touch of a button.

Screenshots

Alcova4 screens
Apply With Gray Fox4 screens

Verdict

The call

Alcova and Apply With Gray Fox are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 11, 2026 and September 9, 2026 respectively.

ScorecardNo meaningful differences
Alcova versus Apply With Gray Fox: the parameters behind the verdict, then further details
ParameterAlcovaApply With Gray Fox
PriceFreeFree
Rating4.3 (6 ratings) — better—
Number of ratings6 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.018.0
Further details — not scored
Size93 MB101 MB
Age rating4+4+
DeveloperALCOVA Mortgage LLCATLANTIC BAY MORTGAGE GROUP, L.L.C.

In-app purchases

None

Alcova

No in-app purchases

None

Apply With Gray Fox

No in-app purchases

Questions

Is Alcova free?
Alcova is free to download, with no in-app purchases.
Is Apply With Gray Fox free?
Apply With Gray Fox is free to download, with no in-app purchases.
Do Alcova or Apply With Gray Fox have ads?
Neither Alcova nor Apply With Gray Fox shows ads.
Which is updated more often, Alcova or Apply With Gray Fox?
Alcova ships an update every 2 months, and Apply With Gray Fox every 2 months. Most recently, Alcova was updated on September 11, 2026 and Apply With Gray Fox on September 9, 2026.

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