Comparison

Speso vs meCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Speso

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

Highlights
  • Instant transfers to mobile wallets and banks
  • Secure business payments
  • Find and pay artisans
  • In-app chat for support
  • Bank-grade security and encryption
Features
Read full description

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

About

meCash

Facilitates effortless and accessible money transfers to and from Africa, as well as within the continent. It enables secure cross-border payments to the UK and seamless transfers across numerous African countries, connecting users to a wide network of financial institutions.

Highlights
  • Cross-border payments to Africa
  • Transfers to the UK
  • Seamless transfers within Africa
  • Easy registration and account setup
  • Secure and reliable transactions
  • Transaction tracking
  • 24/7 customer support
Features
Read full description

meCash: Cross-Border Payments meCash - the best money transfer solution for Africa meCash is a revolutionary mobile application designed to make money transfers to and from and within Africa effortless and accessible for businesses and individuals alike. meCash provides a seamless experience for sending and receiving money across the African continent. Convenient Payments to the UK at Your Fingertips: Say goodbye to the hassle of traditional banking methods and embrace the future of financial transactions. meCash offers a convenient and secure way to make cross border payments to the United Kingdom. Whether you're a business owner paying suppliers or an individual supporting loved ones. Seamless Transfers Across Africa: With meCash, geographical boundaries are a thing of the past. Effortlessly transfer funds to any country in Africa with just a few taps. From Nigeria to Kenya, South Africa, Ghana, Botswana, Cameroon, Congo Brazzaville, DR Congo, Gabon, Ivory Coast, Kenya, Malawi, Rwanda, Senegal, South Africa, Uganda and Zambia meCash connects you to a vast network of partner banks and mobile money platforms, ensuring your money reaches its destination quickly and reliably. Easy Registration and Account Setup: Getting started with meCash is a breeze. Simply download the app, create an account, and complete the quick verification process with your government issued ID and proof of address. No lengthy paperwork or complex procedures - just a few minutes and you're ready to enjoy the benefits of seamless money transfers. Secure and Reliable: At meCash, your security is our top priority. We employ robust encryption technology to safeguard your financial information, ensuring every transaction is protected from unauthorized access. Rest assured that your funds are in safe hands with our trusted partners and industry-leading security measures. Track Your Transactions: With the meCash app, you can easily keep track of all your transactions. View your transaction history, check the status of transfers, and receive real-time notifications for added peace of mind. Stay updated and in control of your finances with meCash. Reliable Customer Support: We understand the importance of reliable customer support, which is why our dedicated team is available around the clock to assist you. Whether you have a question about a transaction or need help with the app's features, our friendly support team is just a message away, ensuring a smooth and satisfying experience. Discover the Future of Money Transfer: Join the businesses and individuals who have already embraced the convenience and efficiency of meCash. Download the app today and unlock a world of seamless money transfers to, from, and within Africa.

Screenshots

Speso4 screens
meCash4 screens

Verdict

The call

The clearest difference is monetization model: meCash at free against Speso's ad-supported. Speso's advantage is ratings volume (3 vs 1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Speso against 5.0 for meCash. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Speso ships an update every 10 days, meCash every 2 weeks. The most recent releases landed on September 20, 2026 and July 5, 2026 respectively.

Scorecard2 real differences · 8 level
Speso versus meCash: the parameters behind the verdict, then further details
ParameterSpesomeCash
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings3 — better1
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size97 MB51 MB
Age rating17+17+
DeveloperSpeso Technologies LimitedOxford 21 Limited

Customer experience

Speso

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

meCash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Speso

No in-app purchases

None

meCash

No in-app purchases

Questions

Is Speso free?
Speso is free to download, with no in-app purchases.
Is meCash free?
meCash is free to download, with no in-app purchases.
Which has better reviews, Speso or meCash?
Speso and meCash are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do Speso or meCash have ads?
Neither Speso nor meCash shows ads.
Which is updated more often, Speso or meCash?
Speso ships an update every 10 days, and meCash every 2 weeks. Most recently, Speso was updated on September 20, 2026 and meCash on July 5, 2026.

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