Comparison

Speso vs Loosechange

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Speso

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

Highlights
  • Instant transfers to mobile wallets and banks
  • Secure business payments
  • Find and pay artisans
  • In-app chat for support
  • Bank-grade security and encryption
Features
Read full description

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

About

Loosechange

Features
Read full description

Multiple payment options all in one place, never downtime! Payment Links - Generate a payment link to share with your customers via social media, email, or SMS. USSD - Receive payment using USSD code when customers don't have access to a smartphone, or data plan, or have no internet connection. Bank Transfer - Get direct transfers from your customers to your virtual bank account. QR Code - Display your unique QR code on your mobile phone or print it out for display at your physical store for your customers to scan and pay. Receive instant payment! No need to wait for next-day settlements, get value for your services in real-time. Get instant credit confirmation for transactions and share e-receipts with your customers Bills payment • With Loosechange App, top-up your airtime & data, pay your utility bills and TV subscription So much more • Your business goes anywhere you go! • Never lose a sale, receive payment from your customers anytime and anywhere. • Improve customer experience • Make it easier for your customers to pay you quickly and easily, without having to wait in line or fumble with cash. • You no longer need to keep saying, “ Sorry, the POS machine is not working”. Provide your customers with a seamless payment experience with a variety of options to choose from. • Reduce your business expenses • Save costs on buying physical POS machines for your business and leverage the device you already own on your mobile phone. • Safe and Secure Payment • Our advanced encryption technology and fraud detection systems ensure that your transactions are always protected. Join the Loosechange community, and download the app now! How to get started Download the App. Create an account with your phone number and verify your BVN. Start accepting payments. Customer Support is available via our in-app chat. Contact us whenever you need assistance. We are here to ensure your payment experience is smooth and hassle-free.

Screenshots

Speso4 screens
Loosechange4 screens

Verdict

The call

The clearest difference is iOS requirement: Loosechange at 13.2 against Speso's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Speso ships an update every 10 days, Loosechange fortnightly. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
Speso versus Loosechange: the parameters behind the verdict, then further details
ParameterSpesoLoosechange
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.2 — better
Further details — not scored
Size97 MB53 MB
Age rating17+4+
DeveloperSpeso Technologies LimitedLooseChange Limited

In-app purchases

None

Speso

No in-app purchases

None

Loosechange

No in-app purchases

Questions

Is Speso free?
Speso is free to download, with no in-app purchases.
Is Loosechange free?
Loosechange is free to download, with no in-app purchases.
Do Speso or Loosechange have ads?
Neither Speso nor Loosechange shows ads.
Which is updated more often, Speso or Loosechange?
Speso ships an update every 10 days, and Loosechange fortnightly. Most recently, Speso was updated on October 7, 2026 and Loosechange on October 6, 2026.

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