Comparison

Track Spending vs Wise budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Track Spending

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Highlights
  • Expense tracking
  • Budget management
  • Customizable categories
  • Real-time income/expense monitoring
  • Spending analysis
  • Biometric authentication
  • Google Drive backup
  • Multi-currency accounts
Features
Read full description

Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Wise budget

This app offers a straightforward approach to managing personal finances. It allows users to track income and expenses, set monthly budgets, and monitor financial health across multiple accounts. The app prioritizes privacy with an offline-first design and optional secure iCloud sync.

Highlights
  • Track expenses and income
  • Manage multiple accounts
  • Set custom monthly budgets
  • Visual budgeting tools
  • Offline-first design
  • Secure iCloud sync
Features
Read full description

Wise Budget – Budgeting Without Subscriptions Wise Budget helps you track spending, plan ahead, and understand your money without spreadsheets, ads, or monthly fees. Log income and expenses, set monthly budgets, track recurring bills and paydays, scan receipts, and see clear insights about where your money is going. Wise Budget is built for people who want a clean, private, practical budgeting app that stays easy to use. Know What Needs Attention - Today View: See this month’s income, expenses, net balance, upcoming money moves, and items that need confirmation. - Recurring Bills & Income: Track paydays, rent, mortgage payments, subscriptions, savings transfers, and other repeating money. - Actionable Reminders: Get prompted to confirm important recurring items, like paychecks or variable bills. - Upcoming Timeline: See what’s expected before it affects your budget. Track Spending Without the Spreadsheet - Fast Entry: Record expenses and income in seconds. - Receipt Scanning: Scan receipts, review the extracted details, and save entries faster. - Accounts & Categories: Organize checking, savings, credit cards, cash, categories, and subcategories your way. - Search & Filters: Find transactions by date, account, type, category, or keyword. Plan Better Every Month - Monthly Budgets: Set spending limits by category and see what’s left before you spend. - Income Targets: Track income goals alongside spending limits. - Budget Details: Understand spending, refunds, income, and remaining amounts clearly. - Recurring Impact: Plan around predictable bills, income, and subscriptions. Understand Your Money Over Time - Spending Trends: See how categories change month by month. - Category Details: Drill into subcategories and recent entries to understand what changed. - Insights: Spot spending patterns, income vs. expense changes, and major contributors. - Balance Tracker: Monitor account balances month by month, automatically or manually. Private by Default - Offline-First: Your data stays on your device unless you choose to sync. - Optional iCloud Sync: Privately sync across iPhone, iPad, and Mac using Apple’s CloudKit. - Full Data Ownership: Export, import, reset, or delete your data whenever you want. Perfect for: - People who want to stop overspending - Anyone tracking bills, paydays, subscriptions, and recurring expenses - Families, students, freelancers, and households managing monthly budgets - Users who want clear spending insights without a complicated finance system - Anyone tired of budgeting apps with subscriptions and ads Pay once. No subscriptions. No ads. Wise Budget gives you a practical way to stay on top of spending, plan for what’s coming, and understand your financial habits over time. Download Wise Budget today and take control of your money with a fast, private budgeting app built for real life.

Screenshots

Track Spending4 screens
Wise budget4 screens

Verdict

The call

The clearest difference is price: Track Spending at Free against Wise budget's $49.99. Track Spending also leads on update cadence (every 11 days vs monthly) and iOS requirement (13.0 vs 17.6). Wise budget's advantage is in-app purchases (none vs 6) and review sentiment (100% vs 74%). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Track Spending is free to download; Wise budget costs $49.99 up front. Track Spending sells 6 in-app purchases, starting at $4.99 per month. Wise budget asks for nothing beyond the download.

UpkeepUpdate frequency

Track Spending ships an update every 11 days, Wise budget monthly. Both last shipped on November 7, 2026.

Scorecard6 real differences · 4 level
Track Spending versus Wise budget: the parameters behind the verdict, then further details
ParameterTrack SpendingWise budget
PriceFree — better$49.99
Rating4.8 (3K ratings) — better—
Positive reviews74.4% of reviews100.0% of reviews — better
Number of ratings3K — better—
Update frequencyEvery 11 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium — betterPaid
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size100 MB8 MB
Age rating9+4+
DeveloperMarwan Ghafoorsebastien FOCK CHOW THO

Customer experience

Track Spending

All ratings2,989 ratings
Positive94.2%
Neutral2.6%
Negative3.1%
Written reviews39 reviews
Positive74.4%
Neutral2.6%
Negative23.1%

Wise budget

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Track Spending

Reported bugs

2 issues
  • Color issues on iPhone
  • Crashes after latest update

Requested features

3 requests
  • Add more currency options
  • Separate debt tracking feature
  • Integrate with other financial apps

Wise budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Track Spending

Subscriptions6
  • Wise Budget Monthly Plan$4.991 Month
  • Remove Ads$9.991 Year
  • 3 Month Subscription$14.993 Months
Show 3 more
  • Wise Budget Six Month$24.996 Months
  • Yearly Discounted Price$29.991 Year
  • Wise Budget Yearly Plan$29.991 Year
None

Wise budget

No in-app purchases

Questions

Is Track Spending free?
Track Spending is free to download, with in-app purchases available.
Is Wise budget free?
Wise budget costs $49.99, with no in-app purchases.
Do Track Spending or Wise budget have ads?
Neither Track Spending nor Wise budget shows ads.
Which is updated more often, Track Spending or Wise budget?
Track Spending ships an update every 11 days, and Wise budget monthly. Most recently, Track Spending was updated on November 7, 2026 and Wise budget on November 7, 2026.

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