Lockton Flex TH vs Viva

Lockton Flex TH is the perfect app for employers who want to enjoy flexibility in managing the insurance benefits plan for their employees and families. With Lockton Flex, the member can easily check your coverage plan and select the one which is the best fit with your coverage requirement. You will regularly stay informed and updated with the latest news from your company. Key features of the Lockton Flex app include: · Coverage plan checker: View your coverage plan details and make sure it meets your needs. · Plan selection : Choose a coverage plan that matches your unique requirements. · News updates: Stay informed about the latest news and updates from your company. · Rewards redemption: Redeem rewards using your points, making it easy to get the most out of your benefits. · Redemption tracking: Track your reward redemption requests, ensuring a smooth experience. · Reimbursement submission: Submit your reimbursement requests with ease by sending a photo or file of your receipt. · Reimbursement tracking: Keep track of your reimbursement requests, making it easy to manage your expenses.

Are you saving for a "someday" that might never come? Most of us are taught to save, save, save. But what if the goal isn't to be the richest person in the graveyard? What if the goal is to get the maximum fulfillment out of your life energy? Meet Viva, the personal life-optimization tracker inspired by the philosophy of "Die with Zero." Viva helps you shift your mindset from purely growing your net worth to growing your "Net Fulfillment." WHY VIVA? Money is a tool, not the goal. Viva helps you determine the optimal timeline to spend your hard-earned money on the experiences that matter most, while you still have the health and time to enjoy them. KEY FEATURES: -> Life Peak Modeling Visualize the intersection of your Wealth, Health, and Time. Viva calculates your personal "peak" years to help you understand when you should stop aggressively saving and start aggressively living. bucket list Financing Don't just list your dreams; fund them. Assign costs and dates to your bucket list items. Viva integrates them into your financial curve to ensure you can afford that trip to Japan or that ski season before your knees give out. -> Time Buckets Life happens in stages. What you enjoy at 30 might not be possible at 70. Viva helps you categorize experiences into the right time buckets (20s, 30s, 40s...) so you don't miss your window of opportunity. -> The Decumulation Curve See exactly how to spend down your assets safely to aim for "Zero" at the end, ensuring you’ve squeezed every drop of joy out of your earnings without running out of funds. -> Memory Dividends Track your experiences. Just like financial investments pay dividends, your experiences pay "memory dividends" every time you recall them. The earlier you invest in experiences, the longer you collect these dividends. WHO IS THIS FOR? Diligent savers who are afraid to spend. People who want to maximize their life experiences. Anyone looking for a smarter alternative to traditional "retire at 65" planning. Fans of the "Die with Zero" concept. Stop autopiloting your finances. Start engineering your life. Your money has a limited utility. Your time is finite. Download Viva today and start building a life rich in memories, not just decimals.