Comparison

Monthly Checklist vs Wally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Checklist

Easily manage your recurring monthly bills and subscriptions. This app helps you visualize your payment status for the month, ensuring you never miss a due date. Manually update payment statuses to stay organized.

Highlights
  • Track monthly expenses
  • Manage subscriptions
  • Visualize payment status
  • Add phone plans and loans
  • Manual status updates
Features
Read full description

Monthly Checklist is a simple, yet elegant application, which helps you keep track of your monthly expenses. Just add your favourite streaming subscription to the list, together with your phone plan or your other loans that you have to pay every month. When you open the app, you'll always know if you have outstanding payments or you are good for the month. Note: This application does not sync with any of your existing subscriptions, it is your task to update the status whenever you have paid something for the month.

About

Wally

Manage your finances without linking bank accounts. Track income, expenses, and bills with automated balance updates and customizable spending categories. Get insights into your spending habits and saving potential.

Highlights
  • No bank login required
  • Automated payday balance updates
  • Customizable spending categories
  • Bill reminders
  • Spending analysis charts
  • Household budgeting
  • In-app assistant for financial insights
  • Face ID lock
Features
Read full description

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

Screenshots

Monthly Checklist4 screens
Wally4 screens

Verdict

The call

The clearest difference is review sentiment: Monthly Checklist at 100% against Wally's 43%. Monthly Checklist also leads on update cadence (daily vs weekly) and rating (5.0 vs 4.8). Wally's advantage is ratings volume (20 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Checklist sells 3 one-off in-app purchases and Wally sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monthly Checklist holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wally has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Monthly Checklist's written reviews are positive against 43% of Wally's.

UpkeepUpdate frequency

Monthly Checklist ships an update daily, Wally weekly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Monthly Checklist versus Wally: the parameters behind the verdict, then further details
ParameterMonthly ChecklistWally
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (20 ratings)
Positive reviews100.0% of reviews — better42.9% of reviews
Number of ratings120 — better
Update frequencyDaily — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.216.1 — better
Further details — not scored
Size1 MB102 MB
Age rating4+4+
DeveloperZoltan Daniel TorokSalman Lartey

Customer experience

Monthly Checklist

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Wally

All ratings20 ratings
Positive90.0%
Neutral10.0%
Negative0.0%
Written reviews14 reviews
Positive42.9%
Neutral21.4%
Negative35.7%

In-app purchases

3 purchases

Monthly Checklist

One-time3
  • Espresso$0.99
  • Double espresso$2.99
  • Latte$4.99
2 purchases

Wally

Subscriptions2
  • All Access7 Days trial$2.991 Month
  • All Access3 Days trial$29.991 Year

Questions

Is Monthly Checklist free?
Monthly Checklist is free to download, with in-app purchases available.
Is Wally free?
Wally is free to download, with in-app purchases available.
Which has better reviews, Monthly Checklist or Wally?
Monthly Checklist is rated higher. Monthly Checklist averages 5.0 out of 5 from 1 ratings, while Wally averages 4.8 from 20 ratings.
Do Monthly Checklist or Wally have ads?
Neither Monthly Checklist nor Wally shows ads.
Which is updated more often, Monthly Checklist or Wally?
Monthly Checklist ships an update daily, and Wally weekly. Most recently, Monthly Checklist was updated on October 23, 2026 and Wally on October 30, 2026.

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