Monthly Checklist vs Wally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monthly Checklist
Easily manage your recurring monthly bills and subscriptions. This app helps you visualize your payment status for the month, ensuring you never miss a due date. Manually update payment statuses to stay organized.
- Track monthly expenses
- Manage subscriptions
- Visualize payment status
- Add phone plans and loans
- Manual status updates
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Monthly Checklist is a simple, yet elegant application, which helps you keep track of your monthly expenses. Just add your favourite streaming subscription to the list, together with your phone plan or your other loans that you have to pay every month. When you open the app, you'll always know if you have outstanding payments or you are good for the month. Note: This application does not sync with any of your existing subscriptions, it is your task to update the status whenever you have paid something for the month.
Wally
Manage your finances without linking bank accounts. Track income, expenses, and bills with automated balance updates and customizable spending categories. Get insights into your spending habits and saving potential.
- No bank login required
- Automated payday balance updates
- Customizable spending categories
- Bill reminders
- Spending analysis charts
- Household budgeting
- In-app assistant for financial insights
- Face ID lock
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Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Monthly Checklist at 100% against Wally's 43%. Monthly Checklist also leads on update cadence (daily vs weekly) and rating (5.0 vs 4.8). Wally's advantage is ratings volume (20 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monthly Checklist sells 3 one-off in-app purchases and Wally sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Monthly Checklist holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wally has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Monthly Checklist's written reviews are positive against 43% of Wally's.
Monthly Checklist ships an update daily, Wally weekly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | Monthly Checklist | Wally |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (20 ratings) |
| Positive reviews | 100.0% of reviews — better | 42.9% of reviews |
| Number of ratings | 1 | 20 — better |
| Update frequency | Daily — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.2 | 16.1 — better |
| Further details — not scored | ||
| Size | 1 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Zoltan Daniel Torok | Salman Lartey |
Customer experience
Monthly Checklist
Wally
In-app purchases
Monthly Checklist
- Espresso$0.99
- Double espresso$2.99
- Latte$4.99
Wally
- All Access7 Days trial$2.991 Month
- All Access3 Days trial$29.991 Year









