Comparison

Focus Pay vs SMPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Focus Pay

Features
Read full description

Vous êtes un commerçant à la recherche d'une solution simple et rapide pour collecter des fonds via mobile money ? Notre plateforme de paiement mobile est la solution qu'il vous faut ! Avec notre application, vous pouvez recevoir de l'argent sur place ou à distance, en toute sécurité et sans frais supplémentaires. Fonctionnalités clés : Acceptez les paiements mobiles depuis n'importe quel endroit Recevez des paiements en temps réel, directement sur votre compte Sécurité renforcée pour protéger vos données Service client disponible 24/7 pour vous aider en cas de besoin Téléchargez dès maintenant notre application et commencez à collecter des fonds facilement !

About

SMPay

Features
Read full description

Smpay est une application de transfert d'argent qui permet aux personnes vivant partout dans le monde d'envoyer de l'argent à leurs amis, leur famille ou leurs proches en Afrique (Cameroun, Sénégal, Côte d'Ivoire). Les bénéficiaires reçoivent l'argent directement dans leur portefeuille mobile.

Screenshots

Focus Pay4 screens
SMPay2 screens

Verdict

The call

The clearest difference is update cadence: Focus Pay at weekly against SMPay's every 2 months. Focus Pay also leads on iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Focus Pay ships an update weekly, SMPay every 2 months. The most recent releases landed on November 14, 2026 and November 11, 2026 respectively.

Scorecard2 real differences · 4 level
Focus Pay versus SMPay: the parameters behind the verdict, then further details
ParameterFocus PaySMPay
PriceFreeFree
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size44 MB49 MB
Age rating17+4+
DeveloperXearthSM Solutions

In-app purchases

None

Focus Pay

No in-app purchases

None

SMPay

No in-app purchases

Questions

Is Focus Pay free?
Focus Pay is free to download, with no in-app purchases.
Is SMPay free?
SMPay is free to download, with no in-app purchases.
Do Focus Pay or SMPay have ads?
Neither Focus Pay nor SMPay shows ads.
Which is updated more often, Focus Pay or SMPay?
Focus Pay ships an update weekly, and SMPay every 2 months. Most recently, Focus Pay was updated on November 14, 2026 and SMPay on November 11, 2026.

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