Budget & Expenses vs Nested
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget & Expenses
Manage your finances by tracking expenses, controlling subscriptions, and setting financial goals. Visualize spending habits with simple analytics and set custom budget periods. Improve your money-saving habits for financial success.
- Expense and subscription tracking
- Customizable budgets and categories
- Recurring expense scheduling
- Simple spending analytics
- Transaction reminders
- Tags and notes for expenses
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Try a new way to manage your finances. Track expenses and control subscriptions. Quickly add transactions and set reminders, set up goals, and improve your money-saving habits. Your path to financial success starts now. BUDGETS Create spending limits for different categories in the app and keep an eye on your expenses to stay within those limits. RECURRING EXPENSES Set a transaction schedule, such as rent, subscriptions, or utility payments. Spendient will automatically add these expenses, so you don't have to input them manually. SIMPLE ANALYTICS Gain a clear understanding of your spending and income habits through analytics. Visualize your expenses and income using a pie chart, making it easier to identify areas where you can save, optimize your budget, and grow your finances. START OF THE BUDGET MONTH You can set a specific date to begin your budget month. For example, you can choose the 15th day of each month or any other date that best fits your financial system. TAGS AND NOTES Add tags and notes to for a better understanding of each expense and quicker transaction searching. CUSTOM CATEGORIES Customize the app to fit your lifestyle by creating your expense categories. Adapt the program to your needs and preferences. SECURITY AND CONFIDENTIALITY Your security and privacy are important to us. We do not collect any personal or financial data. REMINDERS The app will notify you at a suitable time to remind you to log your transactions. Privacy: https://spendient.com/privacy-policy.html Terms of Use: https://spendient.com/terms-of-use.html
Nested
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Nested – One Home. One Wallet. Take control of your family finances with a simple and powerful expense manager designed for real life. Nested helps you track income, manage expenses, and plan budgets - all in one place. Whether you're managing your own spending or sharing finances with family, everything stays organized and easy to understand. KEY FEATURES • Track Income & Expenses Quickly add transactions and stay on top of your daily spending. • Smart Dashboard Visualize your finances with a clear monthly summary and spending breakdown. • Budget Management Set monthly budgets for categories and monitor remaining balances in real time. • Category-Based Tracking Organize expenses into categories like groceries, rent, travel, and more. • Family Sharing Manage finances together with your family using a shared space. • Simple & Clean Design A distraction-free experience that makes managing money easy. • Secure Sign-In Sign in with Apple or Google and keep your data safe. WHO IS IT FOR? • Families managing shared expenses • Individuals tracking monthly budgets • Anyone who wants a simple, clean finance tracker Nested helps you stay aware, stay organized, and stay in control of your money. Start building better financial habits today.
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Verdict
The clearest difference is in-app purchases: Nested at none against Budget & Expenses's 3. Nested also leads on update cadence (every 2 days vs every 5 weeks). Budget & Expenses's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget & Expenses sells 3 in-app purchases, starting at $4.99 per month. Nested asks for nothing beyond the download.
Budget & Expenses ships an update every 5 weeks, Nested every 2 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.
| Parameter | Budget & Expenses | Nested |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 71 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivan Denisov | JOANNA ALEXIS VASANTH |
In-app purchases
Budget & Expenses
- Monthly$4.991 Month
- Annual7 Days trial$24.991 Year
- Annual$39.991 Year
Nested
No in-app purchases







