Comparison

Bearly AI vs Pal Chat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bearly AI

Access multiple AI models like ChatGPT, Claude, and Gemini in a single, private workspace. Research with web search and document analysis, create content, and organize your work with custom projects and prompts. Designed for professionals using AI for research, writing, and creation.

Highlights
  • Access multiple AI models
  • Private workspace with encryption
  • Web search and document analysis
  • Draft, edit, and refine writing
  • Create documents, presentations, images
  • Save instructions in Projects
  • Build custom prompts
Read full description

Every major AI model. One private workspace. Bearly brings ChatGPT, Claude, Gemini, Grok, and more into one app, so you can choose the right model without moving your work between services. Your chats and files are individually encrypted. Bearly has no ads and does not train on your data. You stay in control of what you share with each model. WORK WITH EVERY MODEL • Switch models without starting over. • Compare answers with Council of Experts. • Keep your AI work in one subscription and one workspace. RESEARCH WITH SOURCES • Search the web and dig deeper with Deep Research. • Ask questions about documents and long articles. • Keep findings and sources together in the conversation. CREATE THE DELIVERABLE • Draft, edit, and refine writing. • Create documents, presentations, images, and more. • Download finished work without rebuilding it in another app. MAKE WORK REPEATABLE • Save instructions in Projects with related chats and files. • Build custom prompts around your workflow. • Schedule recurring work with Routines. Bearly is built for people who use AI for real work: research, writing, analysis, planning, and creation across iPhone, iPad, web, and desktop. Privacy Policy: https://bearly.ai/privacy-policy Terms of Service: https://bearly.ai/terms-of-service

About

Pal Chat

This app acts as a universal AI chat client, supporting a wide range of models and features like image input, image generation, and offline capabilities. It offers a private and secure experience with no data collection and no ads.

Highlights
  • Supports all major AI models
  • Image input and generation
  • Offline local model support
  • Save prompts and history
  • Stream responses
  • Full Markdown and LaTeX support
Features
Read full description

The last AI iOS app you'll need! Pal Chat is a lightweight, powerful, and feature-rich AI Chat Client for your iPhone. It supports EVERY AI model in one interface, including support for: GPT-5.5, Claude 4.7, Gemini 3.1, Grok 4.3, Cursor, Advanced Voice Mode, Image input, GPT-Image 2, Groq, Perplexity, OpenRouter, DeepSeek, Mistral, Fal.ai, Together.ai, custom endpoints, and fully offline local models. No ads, fully private and secure - NO data is collected. Features Overview: - Save multiple prompts and system messages - Store conversation history on-device - Use Image input to process images - Generate images through GPT-Image, Stable Diffusion, Flux, or Fal.ai - Regenerate responses - Edit your questions - Stream the response - Easily switch between models - See the token length and cost of the conversation - Copy an entire conversation from the history page - Full Markdown, LaTeX, and Syntax Highlighting Support - Siri Shortcuts Support Some Benefits of the App over the website: - No usage limits - Privacy - History is only stored on-device - Lets you edit the system message and temperature values - Universal - easily switch many different models Make sure to get an API Key! ‘Pal’ is not liable for any content generated. Terms of Use: https://bit.ly/termsOfUsePalChatEULA Privacy Policy: https://bit.ly/privacyPolicyPalChatEULA

Screenshots

Bearly AI4 screens
Pal Chat4 screens

Verdict

The call

The clearest difference is rating: Bearly AI at 4.7 against Pal Chat's 4.3. Pal Chat's advantage is ratings volume (440 vs 12) and review sentiment (60% vs 42%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bearly AI sells 6 in-app purchases, starting at $19.99 per month and Pal Chat sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bearly AI holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Pal Chat has 440 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 42% of Bearly AI's written reviews are positive against 60% of Pal Chat's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 7, 2026.

Scorecard3 real differences · 7 level
Bearly AI versus Pal Chat: the parameters behind the verdict, then further details
ParameterBearly AIPal Chat
PriceFreeFree
Rating4.7 (12 ratings) — better4.3 (440 ratings)
Positive reviews41.7% of reviews59.5% of reviews — better
Number of ratings12440 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size6 MB104 MB
Age rating4+17+
DeveloperBearly IncPulkit Agarwal

Customer experience

Bearly AI

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews12 reviews
Positive41.7%
Neutral16.7%
Negative41.7%

Pal Chat

All ratings438 ratings
Positive80.6%
Neutral5.0%
Negative14.4%
Written reviews131 reviews
Positive59.5%
Neutral13.0%
Negative27.5%

Bugs and requests

Bearly AI

Not enough reviews yet to summarise bugs or requests.

Pal Chat

Reported bugs

3 issues
  • Inability to change AI provider
  • Freezing on long responses
  • Unavailability of certain models (e.g., GPT-4o-mini)

Requested features

5 requests
  • Conversation history search
  • Support for local/self-hosted models
  • Multimodal support (vision, audio)
  • Ability to edit/delete messages in conversation
  • Dynamic model listing from providers

In-app purchases

6 purchases

Bearly AI

Subscriptions6
  • Bearly$19.991 Month
  • Monthly Analyst Plan$59.991 Month
  • Monthly Research Plan$99.991 Month
Show 3 more
  • Bearly$199.991 Year
  • Yearly Analyst Plan$599.991 Year
  • Yearly Research Plan$999.991 Year
2 purchases

Pal Chat

Subscriptions2
  • Pal Chat Pro3 Days trial$6.991 Month
  • Pal Chat Pro Annual7 Days trial$68.991 Year

Questions

Is Bearly AI free?
Bearly AI is free to download, with in-app purchases available.
Is Pal Chat free?
Pal Chat is free to download, with in-app purchases available.
Which has better reviews, Bearly AI or Pal Chat?
Bearly AI is rated higher. Bearly AI averages 4.7 out of 5 from 12 ratings, while Pal Chat averages 4.3 from 440 ratings.
Do Bearly AI or Pal Chat have ads?
Neither Bearly AI nor Pal Chat shows ads.
Which is updated more often, Bearly AI or Pal Chat?
Bearly AI ships an update every 3 weeks, and Pal Chat every 3 weeks. Most recently, Bearly AI was updated on November 7, 2026 and Pal Chat on November 7, 2026.

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