ECOMMVERSE vs Bivial

Having banking services in the palm of your hand has made our life so much easier – if you’re using the right app. ECOMMVERSE, the mobile banking app developed by ECOMMBX, was designed around these four cornerstones: Speed We live in the age of instant everything. And that includes payments and other banking transactions, across borders and across currencies, in the fastest possible way. The ECOMMVERSE way. Stringent security With mobile banking, there is no room risky shortcuts. Anything that can be done to keep your accounts safe, we’ve done it. Advanced technology Behind the scenes we are constantly updating and upgrading to make the most of the latest technology. Future-proofed Built today, with an eye on tomorrow. ECOMMVERSE is here to stay, and stay easy to use. ABOUT ECOMMBX ECOMMBX is an Electronic Money Institution regulated by the Central Bank of Cyprus under license No. 115.1.3.20/2018. We specialize in the provision of: - e-money and payment services - issuing of payment instruments and - merchant acquiring services for the online travel industry, e-shops, investment firms, online gaming, online betting and MMORPG / social gaming. Your ECOMMBX account grants you: - Currency conversions between major international currencies  - Fast local and cross-border incoming and outgoing payments - Corporate, client’s and escrow B2B e-accounts and B2B transactions - Individual e-accounts - Debit card collection: business cards, personal cards, Visa Infinite card with exclusive benefits - Batch payment and payroll services - International transactions via our correspondent banking providers including CitiBank - and above all… 24/7 support provided by your dedicated account manager

Bivial App. Your Bivial account, now fully on your smartphone. • View balances and IBANs across all currency accounts, send SWIFT and local payments, convert currencies, manage cards and track transactions in real time. • Confirm logins, transfers and other actions with a single tap, using Face ID, Touch ID or your personal PIN. • Built on Swiss security standards, the app offers a simple, convenient experience – for all customers using Bivial.