Comparison

MySpend vs NetWorthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySpend

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

Highlights
  • Quick expense logging
  • Multiple wallet support
  • Customizable spending categories
  • Shareable expense links
  • Real-time sync for shared budgets
  • Visual spending analytics
Features
Read full description

MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

NetWorthly

Features
Read full description

NetWorthly turns every account you own into one honest number — and shows you exactly how it's moving. WHAT IT DOES • Aggregate everything: cash, investments, property, crypto and debts roll up into a single net-worth figure. • Deterministic profit/loss: your real month-over-month change is computed on-device — no guesses, no made-up numbers. • Allocation at a glance: see how your wealth is split across asset types. • Trend over time: watch your net worth build month after month. • Update in seconds: tap any account to log a new balance. PRIVATE BY DESIGN Your financial data lives on your device. No account to create, nothing to hand over. HONEST BY DESIGN Core tracking is free. No forced trial to open the app, no hidden charges. NetWorthly Plus is an optional auto-renewing subscription that unlocks your 12-month net-worth projection — a deterministic forecast built from your real trend. Clearly priced, cancel anytime. Subscription: auto-renews unless canceled ≥24h before the period ends; payment charged to your Apple ID at confirmation; manage/cancel in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mynetworthly.com/privacy

Screenshots

MySpend3 screens
NetWorthly2 screens

Verdict

The call

The clearest difference is ads: MySpend at none against NetWorthly's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days and NetWorthly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MySpend ships an update every 3 weeks, NetWorthly monthly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
MySpend versus NetWorthly: the parameters behind the verdict, then further details
ParameterMySpendNetWorthly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size45 MB45 MB
Age rating4+4+
DeveloperVadim HolubTony AI

In-app purchases

5 purchases

MySpend

Subscriptions4
  • Weekly Subscription$0.997 Days
  • Monthly Subscription3 Days trial$2.991 Month
  • Annual Subscription$14.991 Year
Show 1 more
  • Forever without Subscription6 Months trial$34.996 Months
One-time1
  • Forever without Subscription$39.99
2 purchases

NetWorthly

Subscriptions2
  • NetWorthly Plus Monthly7 Days trial$4.991 Month
  • NetWorthly Plus Annual7 Days trial$29.991 Year

Questions

Is MySpend free?
MySpend is free to download, with in-app purchases available.
Is NetWorthly free?
NetWorthly is free to download, with in-app purchases available.
Do MySpend or NetWorthly have ads?
NetWorthly shows ads; MySpend does not.
Which is updated more often, MySpend or NetWorthly?
MySpend ships an update every 3 weeks, and NetWorthly monthly. Most recently, MySpend was updated on October 7, 2026 and NetWorthly on October 14, 2026.

Other comparisons