MySpend vs NetWorthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySpend
Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.
- Quick expense logging
- Multiple wallet support
- Customizable spending categories
- Shareable expense links
- Real-time sync for shared budgets
- Visual spending analytics
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MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
NetWorthly
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NetWorthly turns every account you own into one honest number — and shows you exactly how it's moving. WHAT IT DOES • Aggregate everything: cash, investments, property, crypto and debts roll up into a single net-worth figure. • Deterministic profit/loss: your real month-over-month change is computed on-device — no guesses, no made-up numbers. • Allocation at a glance: see how your wealth is split across asset types. • Trend over time: watch your net worth build month after month. • Update in seconds: tap any account to log a new balance. PRIVATE BY DESIGN Your financial data lives on your device. No account to create, nothing to hand over. HONEST BY DESIGN Core tracking is free. No forced trial to open the app, no hidden charges. NetWorthly Plus is an optional auto-renewing subscription that unlocks your 12-month net-worth projection — a deterministic forecast built from your real trend. Clearly priced, cancel anytime. Subscription: auto-renews unless canceled ≥24h before the period ends; payment charged to your Apple ID at confirmation; manage/cancel in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mynetworthly.com/privacy
Screenshots
Verdict
The clearest difference is ads: MySpend at none against NetWorthly's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days and NetWorthly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
MySpend ships an update every 3 weeks, NetWorthly monthly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.
| Parameter | MySpend | NetWorthly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 45 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Vadim Holub | Tony AI |
In-app purchases
MySpend
- Weekly Subscription$0.997 Days
- Monthly Subscription3 Days trial$2.991 Month
- Annual Subscription$14.991 Year
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- Forever without Subscription6 Months trial$34.996 Months
- Forever without Subscription$39.99
NetWorthly
- NetWorthly Plus Monthly7 Days trial$4.991 Month
- NetWorthly Plus Annual7 Days trial$29.991 Year









