Comparison

LPay vs BayQi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LPay

Features
Read full description

Introducing LPay, the ultimate digital wallet designed specifically for Angola. With LPay, managing your finances and making secure transactions has never been easier. LPay revolutionizes the way you handle your money, offering a convenient and safe platform to store, transfer, and spend your funds. Whether you're a business owner, professional, or everyday user, LPay caters to all your financial needs with a seamless and user-friendly experience. KEY FEATURES: 1. Instant Money Transfers: Send money to friends, family, or businesses instantly, anytime, anywhere within Angola. 2. Receive Funds with Ease: LPay allows you to receive money directly into your wallet hassle-free. 3. Effortless Payments: LPay simplifies your payment experience. Pay for products, services, or bills with just a few taps on your smartphone. Say goodbye to cash or card payments and enjoy the convenience of digital transactions. 4. Transaction History and Receipts: Keep track of your financial activities with LPay's detailed transaction history. Access past payments, review receipts, and easily reconcile your records for a transparent and organized financial overview.

About

BayQi

Features
Read full description

Quer ter a segurança total ao comprar online? Então crie a sua conta digital na BayQi! Baixe o aplicativo, conclua seu registo. Criar sua conta digital BayQi é muito rápido e sem custo, totalmente grátis! Em poucos minutos, poder efectuar pagamentos de serviços, comprar em segurança online, resgatar o seu dinheiro e ainda fazer transferências facilmente. 
O BayQi é uma Fintech (Instituição de Pagamentos) que está a mudar a forma como as pessoas transaccionam com o dinheiro, simplificando o seu quotidiano. Com BayQi pode: 
- Criar a conta e carregar a sua eWallet BayQi não precisa de uma conta Bancária - Pode efectuar pagamento na eWallet BayQi sem precisar de carregar a carteira digital - Pode resgatar o seu dinheiro sempre que o produto não for entregue ou não corresponde ao solicitado - Efectuar pagamentos em redes sociais como, Whatsapp, Instagram, Facebook ao solicitar o Vendedor para enviar o Link de Pagamento
- Fazer transferências para outras pessoas, gratuitamente, através da sua carteira digital ou transferir dinheiro para o sua conta bancária.
- Recarregar seu telemóvel em qualquer lugar; - Efectuar pagamento com QR Code em vários estabelecimentos físicos que utilizem BayQi Empresa - Ter acesso a Marketplace BayQi (comércio electrónico) com uma vasta gama de produtos ao seu click
- Carregar a sua TV a cabo e internet

Screenshots

LPay4 screens
BayQi4 screens

Verdict

The call

The clearest difference is update cadence: BayQi at every 5 weeks against LPay's every 3 months. BayQi also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LPay ships an update every 3 months, BayQi every 5 weeks. Both last shipped on October 1, 2026.

Scorecard2 real differences · 4 level
LPay versus BayQi: the parameters behind the verdict, then further details
ParameterLPayBayQi
PriceFreeFree
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size9 MB67 MB
Age rating17+4+
DeveloperLINKEDPAY - SOCIEDADE PRESTADORA DE SERVICOS DE PAGAMENTOS, S. A.BayQi

In-app purchases

None

LPay

No in-app purchases

None

BayQi

No in-app purchases

Questions

Is LPay free?
LPay is free to download, with no in-app purchases.
Is BayQi free?
BayQi is free to download, with no in-app purchases.
Do LPay or BayQi have ads?
Neither LPay nor BayQi shows ads.
Which is updated more often, LPay or BayQi?
LPay ships an update every 3 months, and BayQi every 5 weeks. Most recently, LPay was updated on October 1, 2026 and BayQi on October 1, 2026.

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