PayNest Collect vs ChipInPool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayNest Collect
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Paynest provides SMEs with an alternative to businesses like real estate. We're starting with making it easy to sign up and start generating the payment links and QR codes for collecting payments, generating invoices, and keeping records all in one app.
ChipInPool
Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.
- Pool funds for trips, events, and gifts
- Virtual Visa card for spending
- Pay Me Back links for easy collection
- Spend Now Marketplace with discounts
- Wallet and bank transfers
- Smart auto-contributions
- Real-time notifications
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ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.
Screenshots
Verdict
The clearest difference is device support: ChipInPool at 3 against PayNest Collect's —. PayNest Collect's advantage is iOS requirement (12.0 vs 15.1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PayNest Collect | ChipInPool |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | — | Weekly |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | — | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 43 MB | 44 MB |
| Age rating | 4+ | 17+ |
| Developer | PayNest Fintech LTD | Jordan Pollard |
In-app purchases
PayNest Collect
No in-app purchases
ChipInPool
No in-app purchases
