Quartzo vs Fintly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Quartzo
Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.
- Multiple wallets for account organization
- Expense categorization
- Automated recurring transaction recording
- Customizable expense notifications
- iCloud backup for data security
- Home screen widgets for quick viewing and addition
- Apple Pay transaction recognition integration
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Quartzo is the simple bill organizer and expense tracker that shows where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html
Fintly
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Welcome to Fintly—where your financial wellness is reinvented. Embrace the ease of meticulous budgeting, insightful transaction tracking, and elegant financial organization, all within a tap's reach. Fintly isn't merely an app; it’s your personal finance navigator steering you towards a prosperous future. Why Choose Fintly? Your peace of mind is priceless. Fintly is crafted to safeguard this serenity by offering: - Empowerment in Tracking - Every cent accounted for, every transaction logged. With unlimited entries, watch as Fintly transforms numbers into actionable financial insights. - Customization at Core - Your finances are unique, and so should be your categories. Tailor them with icons and names that truly speak to you, ensuring a personalized finance-tracking tableau. - Insights, Not Data - Absorb the story behind your spending with visual, intuitive month-by-month financial summaries. Understand your habits, adjust your goals. - Seek and You Shall Find - With robust search and filter options, your financial history is an open book. Locate any transaction with precision and ease. - Discretion on Demand - Privacy is paramount. Conceal the details of your finances with a simple tap, just like a veil. - Categorical Intelligence - Delve into your spending behavior with category-wise breakdowns. Gain clarity on where your money flows, fostering informed financial decisions. - Fortified with FaceID - Security is not a feature; it’s a foundation. With FaceID, rest assured, your financial realm is impenetrable. Introducing Fintly Pro—Your Financial Echelon Elevate your fiscal journey with Fintly Pro, where exclusivity meets sophistication: - Unrestricted category creation for the ultimate in financial customization. - An all-encompassing Category Overview Tab offers a panoramic fiscal perspective. - Enhanced with FaceID, your finances are safeguarded behind the pinnacle of security. Inclusive By Design Fintly is intuitive by design, robust by feature, and inclusive by nature. Perfect for the budgeting beginner or the financial aficionado, Fintly speaks the language of ease and efficiency. Your Financial Chronicle Awaits Take the helm of your financial narrative today. Download Fintly and chart the course to financial mastery. Because with Fintly, you don’t just manage finances; you command them.
Screenshots
Verdict
The clearest difference is update cadence: Fintly at every 2 days against Quartzo's weekly. Fintly also leads on iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month and Fintly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Quartzo ships an update weekly, Fintly every 2 days. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | Quartzo | Fintly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (4 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Weekly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 6 MB |
| Age rating | 17+ | 4+ |
| Developer | Rafael Ramos | Jordan Andrade Carlota |
In-app purchases
Quartzo
- Quartzo Pro: Monthly3 Days trial$3.991 Month
- Quartzo Pro: Annually$14.991 Year
- Quartzo Pro: Lifetime$19.99
Fintly
- Fintly Pro$19.99









