Comparison

Fintly vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fintly

Features
Read full description

Welcome to Fintly—where your financial wellness is reinvented. Embrace the ease of meticulous budgeting, insightful transaction tracking, and elegant financial organization, all within a tap's reach. Fintly isn't merely an app; it’s your personal finance navigator steering you towards a prosperous future. Why Choose Fintly? Your peace of mind is priceless. Fintly is crafted to safeguard this serenity by offering: - Empowerment in Tracking - Every cent accounted for, every transaction logged. With unlimited entries, watch as Fintly transforms numbers into actionable financial insights. - Customization at Core - Your finances are unique, and so should be your categories. Tailor them with icons and names that truly speak to you, ensuring a personalized finance-tracking tableau. - Insights, Not Data - Absorb the story behind your spending with visual, intuitive month-by-month financial summaries. Understand your habits, adjust your goals. - Seek and You Shall Find - With robust search and filter options, your financial history is an open book. Locate any transaction with precision and ease. - Discretion on Demand - Privacy is paramount. Conceal the details of your finances with a simple tap, just like a veil. - Categorical Intelligence - Delve into your spending behavior with category-wise breakdowns. Gain clarity on where your money flows, fostering informed financial decisions. - Fortified with FaceID - Security is not a feature; it’s a foundation. With FaceID, rest assured, your financial realm is impenetrable. Introducing Fintly Pro—Your Financial Echelon Elevate your fiscal journey with Fintly Pro, where exclusivity meets sophistication: - Unrestricted category creation for the ultimate in financial customization. - An all-encompassing Category Overview Tab offers a panoramic fiscal perspective. - Enhanced with FaceID, your finances are safeguarded behind the pinnacle of security. Inclusive By Design Fintly is intuitive by design, robust by feature, and inclusive by nature. Perfect for the budgeting beginner or the financial aficionado, Fintly speaks the language of ease and efficiency. Your Financial Chronicle Awaits Take the helm of your financial narrative today. Download Fintly and chart the course to financial mastery. Because with Fintly, you don’t just manage finances; you command them.

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Fintly4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is update cadence: Fintly at every 2 days against SpendWave Expense tracker App's fortnightly. Fintly also leads on iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fintly sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fintly ships an update every 2 days, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 10, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
Fintly versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterFintlySpendWave Expense tracker App
PriceFreeFree
Rating—4.8 (9 ratings) — better
Positive reviews—70.0% of reviews
Number of ratings—9 — better
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better17.6
Further details — not scored
Size6 MB19 MB
Age rating4+4+
DeveloperJordan Andrade CarlotaRobin Guido Schmidt

In-app purchases

1 purchases

Fintly

One-time1
  • Fintly Pro$19.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Fintly free?
Fintly is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Do Fintly or SpendWave Expense tracker App have ads?
Neither Fintly nor SpendWave Expense tracker App shows ads.
Which is updated more often, Fintly or SpendWave Expense tracker App?
Fintly ships an update every 2 days, and SpendWave Expense tracker App fortnightly. Most recently, Fintly was updated on September 10, 2026 and SpendWave Expense tracker App on October 9, 2026.

Other comparisons