Comparison

Quartzo vs Reminder Notes Max

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo is the simple bill organizer and expense tracker that shows where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

About

Reminder Notes Max

Features
Read full description

Reminder Notes Max, control your daily commitments! Reminder Notes Max is an application that allows you to record and manage your expenses, bills, bills, appointments efficiently. Download the app now and start a new phase of your financial life that will allow you to achieve your goals and make your dreams come true. ▸ Control your expenses and income The application has an intuitive and easy-to-use interface so you can track your finances without complications. ▸ Purchases in installments, bills, expenses, income, appointments you register in the application, receive notification on the date and time, viewing total expenses, total income and balance, making your daily life much easier. ▸ Know where your money goes Avoid scattered information in notes, statements and expense spreadsheets. You will be able to analyze your finances comprehensively, with graphs and reports, income, expenses, monthly balance and previous months. ▸ Have good financial planning You can plan your finances through goals by category, thus creating your family budget. Track the evolution of your expenses throughout the month. ▸ Learn how to save and keep your budget under control With expenses classified correctly, you will know where you are spending more and how you can avoid overspending. ▸ Never miss an account deadline You will receive alerts for all your accounts payable. This way, you will never miss any deadlines on your accounts again and you will be able to have financial peace of mind. ▸ Option to lock the app by Password/Touch ID/Face ID Protect your financial information and personal commitments from anyone but you to see. ▸Schedule your monthly, weekly and daily appointments and the app reminds you of the date and time. CHECK OUT OUR FEATURES ▸ Transaction histories, search by description and Tags, with daily and total balance, grouped by categories and by information to compare the last months. ▸ Income and Expense Manager by categories, inclusion of attachments and receipts, address on the map, Tags in the appointment, notifies date and time, and transfer of positive balance from the previous month to the current month. ▸ Purchases and receipts in installments. ▸ Monthly statement by categories. - Inclusion of new categories with many icons to choose from. ▸ Total graphs for the current month and previous months, by categories and reports. - Consult tags, categories on the History screen, ▸ Synchronization in the cloud or Local (off-Line) ▸ Summary at the top of due/due appointments and screen to resolve, agenda for the day. ▸ Totalizers of income, expenses and balances. ▸ Schedule of appointments for the day. ▸ Payables Alerts (Notification) ▸Color change in the App and Dark mode IOS. ▸Password/Touch ID/Face ID lock in the app. Reminder Notes Max is a free personal finance app with some limitations. Premium users have access to all features described above. Once you have made an in-app purchase, there is no need to worry, you will have access to all features for an attractive price.

Screenshots

Quartzo4 screens
Reminder Notes Max4 screens

Verdict

The call

The clearest difference is ads: Quartzo at none against Reminder Notes Max's shown. Reminder Notes Max's advantage is iOS requirement (14.3 vs 18.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month and Reminder Notes Max sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
Quartzo versus Reminder Notes Max: the parameters behind the verdict, then further details
ParameterQuartzoReminder Notes Max
PriceFreeFree
Rating4.3 (4 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings4 — better—
Update frequencyWeeklyWeekly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.514.3 — better
Further details — not scored
Size43 MB32 MB
Age rating17+4+
DeveloperRafael RamosLuiz Fabiano Vinholi VINHOLI

In-app purchases

3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$3.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99
1 purchases

Reminder Notes Max

One-time1
  • Reminder Notes without limit$3.99

Questions

Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Is Reminder Notes Max free?
Reminder Notes Max is free to download, with in-app purchases available.
Do Quartzo or Reminder Notes Max have ads?
Reminder Notes Max shows ads; Quartzo does not.
Which is updated more often, Quartzo or Reminder Notes Max?
Quartzo ships an update weekly, and Reminder Notes Max weekly. Most recently, Quartzo was updated on November 7, 2026 and Reminder Notes Max on November 8, 2026.

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