Quartzo vs Grani

Quartzo is the simple way to see where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds, stay on top of your bills and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

O Grani organiza toda a sua vida financeira em um só app. Bonito, rápido e feito para você. Registre seus gastos em segundos e deixe o Grani cuidar do resto: logos automáticos dos lugares onde você compra, categorias e busca instantânea em todo o histórico. RECURSOS • Cartões brasileiros: Nubank, Itaú, Bradesco e mais de 20 bancos, com fatura aberta, fechada e as próximas no lugar certo • Compras parceladas sem confusão • Metas: viagem, reserva de emergência, carro novo. Saiba quanto guardar por mês • Orçamentos por categoria para sobrar mais no fim do mês • Análises: evolução do saldo, projeção de 90 dias e onde você mais gasta • Guia financeiro com IA: um plano de ação claro para o mês, baseado nos seus dados reais • Funciona offline e sincroniza depois • Bloqueio por Face ID e modo discreto • Exporte tudo em PDF ou CSV quando quiser Seus dados são seus: nada de anúncios, nada de vender informação. Os dados financeiros são inseridos por você, o Grani não se conecta automaticamente ao seu banco. Grátis para começar. O Grani Premium libera análises ilimitadas de IA e recursos avançados. — O Grani Premium é uma assinatura auto-renovável. O pagamento é cobrado na sua conta do Apple ID ao confirmar a compra. A assinatura renova automaticamente, a menos que seja cancelada com pelo menos 24 horas de antecedência do fim do período atual. Você pode gerenciar ou cancelar a qualquer momento nas configurações da conta na App Store. Termos de Uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Política de Privacidade: https://www.grani.io/pt/privacidade