Quartzo vs NetCycle

Quartzo is the simple bill organizer and expense tracker that shows where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

NetCycle is a simple, focused money tracker built around recurring payments — the salary, rent, subscriptions, and bills that repeat every week, month, or year. Add a recurring transaction once and it automatically appears in every period. Edit or delete a single instance, everything from now on, or the whole series — you stay in control. WHY NETCYCLE • Recurring-first: designed for the payments that actually shape your budget. • Forecast: see your projected balance at the end of the period, including upcoming recurring payments. • Clarity: income, expenses and balance for the period — plus a running total balance. • Tags: group transactions and see your top spending and income categories. • Fast entry: minimal fields, one-handed design. • Widgets: balance, income and expenses on your Home Screen; add a transaction in one tap. • Private & local: your data stays on device. No account required. PRO Upgrade to Pro to unlock: • Advanced analytics with charts — pick a period (week / month / year / all time) and compare it with any previous period. • Import and export of your full history. • Unlimited storage — no 3‑month limit. • Recurring-only filters and more. Free includes full tracking, forecasting, tags and widgets, with data kept for the last 3 months. Start with your first recurring payment and always know what's left. Standard Apple Terms of Use (EULA) - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/