Comparison

U vs Check Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U

Easily divide expenses with friends and family. Enter the total cost, add participants, and let the app handle the calculations. Avoid awkward money conversations and enjoy stress-free bill splitting for any occasion.

Highlights
  • Effortless bill splitting
  • Add unlimited friends
  • Fast and easy calculations
  • Stress-free expense division
  • Ideal for group outings
Features
Read full description

Our app simplifies the bill splitting process, making it a breeze to divide up costs and expenses. Whether you're out to dinner with a large group of friends or simply splitting the cost of groceries, our app has got you covered. Just enter the total amount, add your friends, and let U-Split do the rest! No more awkward conversations about who owes what, no more complicated calculations, and no more confusion. Our app is designed to make splitting bills fast, easy, and stress-free, so you can focus on enjoying your time with friends. With U-Split, you can: - Easily split bills between friends at restaurants and other areas of life. - Add as many friends as you need to each bill So why wait? Download U-Split today and start splitting bills the easy way!

About

Check Mate

Effortlessly divide shared expenses with friends and family. Snap a photo of your bill, itemize costs, and clearly see who owes whom. Keep a history of all your shared expenses for easy tracking and transparent financial transactions.

Highlights
  • Bill photo scanning
  • Automatic expense identification
  • Customizable expense itemization
  • Clear 'who owes whom' breakdown
  • Shareable settlement reports
  • History of all bills
Read full description

Tired of the hassle of splitting bills with friends or family? Introducing Check Mate, the ultimate bill-splitting app that takes the pain out of managing expenses! Whether you're dining out, shopping, or sharing costs on any occasion, Check Mate is your go-to solution for precise and efficient bill splitting. Key Features: – Bill Photo Scanning: No more manual data entry! Simply snap a photo of the bill, and Check Mate will automatically identify all the expenses, saving you time and effort. – Expenses Itemisation: Customize how you split expenses with ease. Choose to divide costs equally or by quantity, ensuring everyone pays their fair share. – Who Owes Whom: Wondering who owes whom? Check Mate provides a detailed breakdown, making it crystal clear who needs to settle up with whom. – Sharing Settlements: Easily share a comprehensive bill report with all participants, including a clear summary of who owes money to whom. No more confusion or disputes! – Bills List: Keep track of your expenses effortlessly. Check Mate stores a history of all your bills, so you can review your spending anytime, anywhere. Say goodbye to the headache of manual calculations and disputes over shared expenses. Check Mate simplifies your life by streamlining the bill-splitting process, ensuring fairness and transparency in all your financial transactions. Download Check Mate today and experience stress-free bill splitting like never before. Your next outing with friends or family will be a breeze!

Screenshots

U1 screens
Check Mate4 screens

Verdict

The call

U and Check Mate both sit at 5.0 stars, but that hides the real split: 100% of U's written reviews are positive against 83% of Check Mate's. U also leads on device support (3 vs 1) and iOS requirement (13.4 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for U against 5.0 for Check Mate. Both are backed by a comparable volume of ratings — 5 and 3 respectively. Written reviews are what separate them: 100% of U's written reviews are positive against 83% of Check Mate's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
U versus Check Mate: the parameters behind the verdict, then further details
ParameterUCheck Mate
PriceFreeFree
Rating5.0 (5 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews — better83.3% of reviews
Number of ratings5 — better3
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.4 — better17.0
Further details — not scored
Size28 MB9 MB
Age rating4+4+
DeveloperSteven GardinerAizhan Kozhakhmetova

Customer experience

U

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Check Mate

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

U

No in-app purchases

None

Check Mate

No in-app purchases

Questions

Is U free?
U is free to download, with no in-app purchases.
Is Check Mate free?
Check Mate is free to download, with no in-app purchases.
Which has better reviews, U or Check Mate?
U and Check Mate are both rated 5.0 out of 5 on the App Store, from 5 and 3 ratings respectively.
Do U or Check Mate have ads?
Neither U nor Check Mate shows ads.
Which is updated more often, U or Check Mate?
U ships an update monthly, and Check Mate monthly. Most recently, U was updated on November 3, 2026 and Check Mate on November 4, 2026.

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