BluPrint2Home vs Invst Freedom Embark

This is your BluPrint to your new home - a free, one-stop shop to help manage your finances and get mortgage-ready. BluPrint2Home will help you get prepared for homeownership with an easy-to-use dashboard that organizes all your financial information, tracks your spending so you can manage your budget, monitors your credit, and so much more. We are here to make the home loan process simple and painless, and this is your first simple step. Organize in one place: Your BluPrint2Home dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your financial partner or institution to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

Transform Your Financial Future with Personalized Wealth Management Invst is your comprehensive personal wealth management platform designed to help you live the life you want by making money work for you. Whether you're just starting your financial journey or looking to optimize your existing strategy, our app provides the tools, guidance, and expertise you need to build lasting wealth. WHAT MAKES INVST UNIQUE • Personalized Financial Life Scorecard - Get a complete assessment of your financial health across Protection, Assets, Liabilities, and Cash Flow • AI-Powered Recommendations - Receive tailored advice based on your unique financial situation and goals • Expert Advisor Network - Connect with certified financial advisors when you need professional guidance • Interactive Onboarding Journey - Complete questionnaires that adapt to your responses for maximum personalization • Real-Time Progress Tracking - Monitor your financial improvement with dynamic scorecards and actionable tasks KEY FEATURES Financial Health Assessment: Comprehensive 20-question Financial Life Scorecard Instant scoring across four critical financial categories Personalized improvement recommendations Track progress over time Smart Wealth Building Tools: Real-time net worth calculation Cash flow analysis and budgeting tools Investment portfolio tracking and optimization Protection planning for insurance and estate needs Personalized Action Plans: Custom task lists based on your scorecard results Step-by-step guidance for financial improvements Priority-based recommendations for maximum impact Progress tracking with completion rewards Professional Support: Connect with certified financial advisors Schedule consultations and planning sessions Receive professional financial plans and deliverables Access to wealth management expertise Phase 1 - Peace of Mind & Harmony: Discover your WHY and financial motivations Identify WHO you want to become financially Set up your financial GAMEBOARD Phase 2 - Value & Wealth: Learn the 15 essential financial RULES Master wealth-building EXECUTION strategies ACCELERATE your path to financial freedom PRIVACY & SECURITY Your financial data is protected with: Bank-level 256-bit encryption Secure cloud storage Privacy-first data handling No selling of personal information Compliance with financial industry standards EDUCATIONAL RESOURCES Curated financial news and insights Educational content library Market updates and analysis Financial planning guides and tools FOR EVERYONE Perfect for: Young professionals starting their financial journey Families planning for the future Pre-retirees optimizing their strategy Anyone seeking financial clarity and direction START YOUR JOURNEY TODAY Download FinAdvice and take the first step toward financial freedom. Complete your Financial Life Scorecard in just 10 minutes and discover your personalized path to wealth. "A Personal Wealth Management Building Program Designed FOR YOU, BY YOU So You Can Live A Wealthy, Work-Optional Life Before & Beyond Retirement"