Comparison

Arab Bank vs Settle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arab Bank

Manage your finances with a new, intuitive banking app. Send money, get loans, save automatically, earn rewards, and apply for credit cards instantly. Access a personalized dashboard and digital assistant for all your banking needs.

Highlights
  • Instant loans and credit card applications
  • Automatic and instant saving features
  • Real-time international transfer monitoring
  • Earn and redeem loyalty rewards
  • Personalized dashboard and digital assistant
  • Secure transaction authorization options
Features
Read full description

Introducing a completely new appealing design where services are connected and available at your fingertips relies on holistic service design, focusing on seamless user experience and intuitive user interface. Send money in seconds, get a loan instantly, save automatically, earn rewards as you bank, and manage everything from one intuitive app built around you. Whether you’re transferring across borders, tracking your spending, or chatting with our personal digital assistant — it’s all just a tap away. Key features: • Conduct various types of transfers & payments easily from one place. • Monitor your international transfers in real time, and easily update or cancel them. • Get your loan instantly. • Save easier & faster with “e-Twafeer Plus” & “Instant Saving” features. • Apply for a credit card and get it approved instantly. • Increase your credit card limit instantly. • Explore a wide range of insurance solutions. • Shop on Arabi e-Mart directly from the app. • Earn rewards points which you can use as cash for payments through our “virtual loyalty” card. • Explore dedicated offers section tailored to your preferences. • Donate your loyalty points directly to trusted charity organizations. • Book flights & hotels, get your travel insurance instantly, and redeem your points for miles with selected airlines. • Apply for bank certificates. • Enjoy a personalized dashboard tailored for your needs. • Manage and switch between facial liveness check, Smart PIN, or transfers authorization password for a safer, smoother experience. And much more… Your all-in-one digital banking experience starts here!

About

Settle

Read full description

Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday. Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group. BUILT FOR REAL TRIPS 17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents. SHARE THE RESULT, NOT A SPREADSHEET Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands. WORKS WITHOUT AN ACCOUNT No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it. ENGLISH AND ARABIC Fully translated, including right-to-left layout - not a mirrored afterthought.

Screenshots

Arab Bank4 screens
Settle4 screens

Verdict

The call

The clearest difference is update cadence: Settle at every 4 days against Arab Bank's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Arab Bank ships an update every 6 weeks, Settle every 4 days. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Arab Bank versus Settle: the parameters behind the verdict, then further details
ParameterArab BankSettle
PriceFreeFree
Rating4.3 (20 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings20 — better—
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size855 MB34 MB
Age rating4+4+
DeveloperArab Bank PLCZaid Haddadin

In-app purchases

None

Arab Bank

No in-app purchases

None

Settle

No in-app purchases

Questions

Is Arab Bank free?
Arab Bank is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with no in-app purchases.
Do Arab Bank or Settle have ads?
Neither Arab Bank nor Settle shows ads.
Which is updated more often, Arab Bank or Settle?
Arab Bank ships an update every 6 weeks, and Settle every 4 days. Most recently, Arab Bank was updated on October 13, 2026 and Settle on October 14, 2026.

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