Comparison

Payjack vs SoonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payjack

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

Highlights
  • Send Money
  • Receive Money
  • Pay Bills
  • Split Bills
  • Manage Transactions
Read full description

The Payjack app helps users to send, receive, and manage their payment transactions across various funding sources in one app. Features of the app include: Send Money Receive Money Pay Bills Split Bills, etc

About

SoonPay

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Highlights
  • Instant P2P payments
  • ACH bank transfers
  • Spending tracking
  • Real-time wallet balance
  • Detailed transaction history
  • Bank-level encryption
Features
Read full description

SoonPay is the all-in-one wallet designed to help you move, manage, and grow your money. With powerful P2P transfers and seamless ACH bank deposits, SoonPay gives you everything you need in one secure app. Why SoonPay? Because money should move at the speed of life. Whether you’re paying back a friend or transferring to your bank, SoonPay makes it simple, fast, and secure. Features You’ll Love: Instant P2P Payments – Send and receive money with friends and family instantly. Bank Transfers (ACH) – Securely connect your bank for deposits and withdrawals. Track Spending – Stay in control with real-time wallet balance and detailed transaction history. Security First – Bank-level encryption, authentication, and compliance built in. Built for Everyday SoonPay makes it easy to split bills, pay back friends, and withdraw to your bank — all from one wallet. Download SoonPay today and experience smarter, faster, and safer payments.

Screenshots

Payjack4 screens
SoonPay4 screens

Verdict

The call

The clearest difference is rating: Payjack at 5.0 against SoonPay's 3.4. SoonPay's advantage is update cadence (every 5 days vs every 3 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payjack holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: SoonPay has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Payjack ships an update every 3 months, SoonPay every 5 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Payjack versus SoonPay: the parameters behind the verdict, then further details
ParameterPayjackSoonPay
PriceFreeFree
Rating5.0 (1 ratings) — better3.4 (5 ratings)
Positive reviews—0.0% of reviews
Number of ratings15 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size148 MB35 MB
Age rating17+17+
DeveloperOrangeTech LimitedSoon Pay LLC

Customer experience

Payjack

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SoonPay

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Payjack

No in-app purchases

None

SoonPay

No in-app purchases

Questions

Is Payjack free?
Payjack is free to download, with no in-app purchases.
Is SoonPay free?
SoonPay is free to download, with no in-app purchases.
Which has better reviews, Payjack or SoonPay?
Payjack is rated higher. Payjack averages 5.0 out of 5 from 1 ratings, while SoonPay averages 3.4 from 5 ratings.
Do Payjack or SoonPay have ads?
Neither Payjack nor SoonPay shows ads.
Which is updated more often, Payjack or SoonPay?
Payjack ships an update every 3 months, and SoonPay every 5 days. Most recently, Payjack was updated on November 3, 2026 and SoonPay on October 30, 2026.

Other comparisons