NFINIT vs Fortuna

A mobile banking app that helps employees put themselves on the right track to achieving their financial goals now, all in an easy-to-use mobile banking app. By focusing on how customers interact with their bank online and building a streamlined system with the customer experience in mind, we let employees enjoy features like: Move your direct deposits (​​Works with your Payroll) Make Payday Anyday Fee-free digital banking Pay bills and shop online Virtual and Physical Card Text alerts to help you manage your balance (carrier fees may apply) Cash Access at ATMs Nationwide Use this card everywhere Debit Mastercard is accepted Load multiple deposits to one card Early Access to Federal Benefits (coming soon for Payroll) No check cashing fees 24/7 Cardholder Support Funds are FDIC Insured

Only available through partners or employers offering Fortuna. Meet Fortuna, the digital financial platform committed to reshaping the world of personal finances. Our tools and resources help you manage your finances on the go, pay bills on time, earn APY rewards, monitor your credit score, and more – so you can achieve a brighter financial future. With the Fortuna App, you can: • Get fee-free access to wages on-demand before payday.* • Earn high-yield APY Rewards** on your account balance (with All-in-One account) • Send money domestically & internationally with Western Union + cash pickup (with All-in-One account) • View your credit score (with All-in-One account) • Transfer funds between Fortuna and other banks accounts (with All-in-One product) • Access fee-free*** in-network Allpoint ATMs at Target, CVS, Walgreens and more (with All-in-One account) • Use your virtual card while you wait for your physical card (with All-in-One account) Visit myfortuna.com for more information. Note: Features shown in screenshots or listed above may not be available to all users. *The balance of funds available through On-Demand Pay is disclosed within the Fortuna app. The availability of these funds is contingent on your employment and paycheck history. On-Demand Pay is dependent on employer participation and may not be available to everyone. ** The Fortuna All-in-One account is a prepaid account, not a traditional interest-bearing checking or savings account, and is designed to encourage savings deposits through a rewards program funded exclusively by Fortuna. The Fortuna All-in-One account offers APY rewards on eligible balances at a rate that may change at any time at the sole discretion of Fortuna. Rewards are calculated daily based on the end-of-day balance, using the actual number of calendar days in the year, and are rounded to the nearest cent. These rewards are applied only to account balances up to $10,000. By promoting savings behavior through this innovative rewards structure, the Fortuna program stands apart as an initiative rather than a conventional interest-based offering. For current rewards offerings and terms, visit myfortuna.com. ***See Terms for fees, such as out-of-network ATM or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer. The Fortuna Visa® Prepaid Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with use of the Fortuna program. Fortuna is a product of Grit Financial Inc. Grit Financial Inc. is a financial technology company, not a bank. Banking services are provided by Community Federal Savings Bank. © 2026 My Fortuna Inc. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.