NFINIT vs Vaulted
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
NFINIT
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A mobile banking app that helps employees put themselves on the right track to achieving their financial goals now, all in an easy-to-use mobile banking app. By focusing on how customers interact with their bank online and building a streamlined system with the customer experience in mind, we let employees enjoy features like: Move your direct deposits (ββWorks with your Payroll) Make Payday Anyday Fee-free digital banking Pay bills and shop online Virtual and Physical Card Text alerts to help you manage your balance (carrier fees may apply) Cash Access at ATMs Nationwide Use this card everywhere Debit Mastercard is accepted Load multiple deposits to one card Early Access to Federal Benefits (coming soon for Payroll) No check cashing fees 24/7 Cardholder Support Funds are FDIC Insured
Vaulted
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Vaulted is the private budget tracker that never phones home. Every transaction, every insight, every byte of your financial data stays on YOUR device β encrypted at rest and protected by Face ID. APPLE WATCH COMPANION Keep your budget on your wrist. Check your remaining cycle balance, track your net worth, and see your next upcoming bill at a glance. Includes a highly visible watch-face complication so you always know exactly where you stand. IMPORT WITH AI Drop a PDF or CSV bank statement and Vaulted's on-device AI instantly parses, categorizes, and cleans your transactions. No server. No upload. The AI runs entirely on your iPhone or iPad's Neural Engine. TRACK EVERYTHING β’ Unlimited accounts β checking, savings, credit cards β’ Smart duplicate detection across imports β’ Custom categories and merchant rules β’ Manual transactions with quick-add SPENDING INSIGHTS & REPORTS β’ Beautiful 'Bento Box' dashboard with interactive charts β’ Generate professional, accountant-ready PDF reports instantly β’ Category trends, daily averages, and net worth tracking β’ Budget cycle tracking with custom date ranges SECURITY FIRST β’ Face ID / passcode lock β’ NSFileProtection encryption at rest β’ Zero network permissions β Vaulted cannot connect to the internet β’ No analytics, no telemetry, no third-party SDKs RECEIPT SCANNING Point your camera at a paper receipt and Vaulted captures the details instantly. EXPORT YOUR DATA Your data is yours. Export to CSV anytime β no lock-in, no paywall on your own information. VAULTED PRO Unlock unlimited accounts, unlimited AI imports, advanced spending insights, receipt scanning, the PDF report builder, and custom categories with a yearly subscription or one-time lifetime purchase. Built by KeoFlex LLC for people who believe their financial data is nobody's business. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: NFINIT at none against Vaulted's 2. NFINIT also leads on iOS requirement (13.0 vs 18.0). Vaulted's advantage is device support. On price there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Vaulted sells 2 in-app purchases, starting at $24.99 per year. NFINIT asks for nothing beyond the download.
| Parameter | NFINIT | Vaulted |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Every 2 days |
| Ads | β | No |
| In-app purchases | No β better | Yes |
| Devices | β | iPhone, iPad β better |
| Requires iOS | 13.0 β better | 18.0 |
| Further details β not scored | ||
| Size | 99 MB | 7 MB |
| Age rating | 17+ | 4+ |
| Developer | INFINITIHR LLC | Its One App, LLC |
In-app purchases
NFINIT
No in-app purchases
Vaulted
- Vaulted Pro$24.991 Year
- Lifetime Pro$69.99









