Money Tracker with Saving vs H44
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Tracker with Saving
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FuerMoney is a new household budgeting application with an attractive savings feature. It does more than just input and manage your income and expenses; it helps you spend the right amount of money to achieve what you want and dream of. Unlike other household account bookkeeping apps, this app focuses on making your money "money for spending" rather than "money for hoarding". The app supports the following types of expenses and payments, which are honestly unimportant but necessary for living. Free money" for hobbies, friends and family that you really want to spend. Which money do you want to increase? At FuerMoney, we reduce "expenses" that you don't care about, and at the same time, we increase "free money" that you really want to spend, FuerMoney reduces "expenses" that you don't care about and at the same time, it provides a mechanism to increase "free money" that you really want to spend. This application is recommended for the following people. People who keep a household account but don't know what to do with it in the end. People who want to do something but don't have enough money saved up to do it. People who want to buy something but can't afford it because they don't have enough money saved. People who want to save with a purpose. People who want to spend their money on things they like to do, not just save it. Saving money is not only for saving, but also for spending. Using FuerMoney is easy. 1 Make a savings plan 2 Register your daily expenses in 3 seconds 3 Live your life so that you don't run out of money Open the app as you would open your wallet, and you will see the remaining money you can spend now. No complicated calculations are required. The money you want to spend on important things will be automatically set aside by the app as savings. ---------------------------- ◆Premium version benefits The maximum number of registered variable accounts has been increased from 8 to 50. The maximum number of fixed income/expenses is increased from 8 to 50. The maximum number of registered savings plans will be increased from 3 to 50. The maximum number of registered accounts/cards, etc. will be increased from 5 to 50. The number of graphs for income/expenses in the past 3 months will be changed to the past 3 years. The number of results/schedules viewable in the calendar will change from 3 months to 3 years. Ads will no longer be displayed. Please refer to the following for terms and conditions regarding the use of subscription (premium membership). Privacy Policy: https://www.fuermoney.com/privacypolicy/fuermoney.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ---------------------------- We will do our best to investigate and update the product. However, in the unlikely event that you find a problem, we would appreciate it if you could report it to us via e-mail, inquiry form, or comments. If you have any other comments about the appearance or functionality of the product, please do not hesitate to let us know. Web site: https://www.fuermoney.com/hp/%e3%81%8a%e5%95%8f%e5%90%88%e3%81%9b/ E-mail: fuermoney.contact@gmail.com
H44
Manage your money with a minimalist finance tracker. Organize budgets, track spending, monitor income, and manage bills and subscriptions. Get a clear financial overview with intuitive tools for everyday expenses and long-term wealth building.
- Budget creation and management
- Asset and liability tracking
- Income and expense monitoring
- Bill and subscription management
- Financial overview with balance calculations
- Account and sub-account organization
- Transaction logging and sorting
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H44 Finance Manager is a minimalist app designed to help you manage finances, accounts, budgets, spending, bills and more. Stay organized and in complete control of your finances with intuitive tools for budgeting, bill tracking and finance management. Discover smart finance management with H44 your all-in-one money tracker and money manager. Whether you’re budgeting for everyday expenses or building long-term wealth, H44 Finance Manager helps you stay on top of it all. Use H44 For: Budgeting: Create and manage budgets to track your spending and savings goals Tracking Assets & Liabilities: Log all your accounts, including cash, bank accounts, investments, loans, and credit cards Monitoring Income & Expenses: Keep an eye on your earnings and spending habits with detailed transaction tracking Bill & Subscription Management: Never miss a payment—track upcoming bills and subscriptions effortlessly Financial Overview at a Glance: Get a clear picture of your financial health with automatic balance calculations. Accounts: Add accounts with options to hide/unhide, include/exclude from total balances, rename and delete Maximum 10 visible accounts by default Undo account deletion within 4 seconds Accounts are arranged by date by default Accounts can be reordered as needed Set budgets or goals for accounts Sub-Accounts: Create sub-accounts under each account, hide/unhide, rename, move, include/exclude their totals in account balances and delete them as needed Sub-accounts are arranged by date by default Sub-accounts can be reordered as needed Maximum 9 visible sub-accounts by default Long pressing on sub-account name for 4 seconds creates a copy of the selected sub-account along with all its transactions Set budgets or goals for sub-accounts Transactions: Add, edit, copy, move and delete transactions with ease Long-pressing a transaction name for 4 seconds creates a copy of the transaction By default, transactions are arranged by amount Transactions can be sorted by date in ascending or descending order Transactions can be sorted by day within the current week Double-tapping on a transaction title allows to include or exclude it from totals (mark as paid / unpaid) Add short notes and unlimited detailed text to transactions Add tags to transactions for convenient sorting Note: The free version allows up to 4 transactions per sub-account. Subscribe to Yearly Auto-Renewable Subscription "Paid Futures" $9.99 per/year to unlock unlimited transactions for all sub-accounts. Price may vary by region. Settings: Face ID enhances privacy Dark mode enhances user experience CloudKit integration provides a convenient backup solution Support for English, Armenian, Simplified Chinese, Spanish and German languages You may include emojis and special keyboard characters in any text field of this app Ability to change background colors for Accounts and Sub-Accounts using preset colors Ability to add a widget to display the total of a selected Sub-Account H44 Finance Manager helps with budgeting, expense tracking, money and bill management No registration is required and all your data is kept on your device and in iCloud Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ PRIVACY POLICY: https://h44finance.com/privacy.html
Screenshots
Verdict
The clearest difference is ads: H44 at none against Money Tracker with Saving's shown. H44 also leads on update cadence (every 4 days vs every 2 weeks). Money Tracker with Saving's advantage is iOS requirement (16.0 vs 18.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Tracker with Saving sells 1 in-app purchase, starting at $2.99 per month and H44 sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
Money Tracker with Saving ships an update every 2 weeks, H44 every 4 days. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.
| Parameter | Money Tracker with Saving | H44 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (7 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 57 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | masayoshi matsuda | Aram Hayrapetyan |
In-app purchases
Money Tracker with Saving
- Premium member$2.991 Month
H44
- Paid Futures$9.991 Year









