Comparison

TAP vs Factor social

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TAP

This app combines chat, money transfers, and bill payments into one convenient platform. Stay connected with loved ones through calls and statuses, send and receive money securely, and pay bills globally. Recharge mobile airtime from anywhere.

Highlights
  • Chat, video/audio calls
  • Fast and secure money transfers
  • Pay electricity bills across Africa
  • Global mobile recharge (airtime)
  • Share moments via status updates
  • Cutting-edge security measures
Read full description

Introducing TAP previously Talk Chart – Your All-in-One Solution for Seamless Communication, Money Transfers, and Bill Payments! Connect, Chat, and Share Moments Stay closer than ever to your friends and family with TAP – the ultimate mobile app designed to enhance your communication experience. Chat or Call effortlessly with your loved ones, share special moments through engaging statuses, and enjoy a more connected world, all from the palm of your hand. Fast and Secure Money Transfers Empower your financial transactions with TAP's robust money transfer feature. Send and receive money with lightning speed, ensuring your funds reach their destination securely. With our cutting-edge security measures, you can trust TAP to safeguard your financial transactions and make online money transfers a breeze. Pay Bills with Ease Experience the convenience of paying bills directly through TAP. No more queues, no more delays – effortlessly settle your electricity bills across Africa with just a few taps. Enjoy the freedom to manage your finances on the go, making bill payments a hassle-free part of your daily routine. Recharge Your Mobile Anytime, Anywhere Stay connected globally with TAP's mobile recharge functionality. Recharge your mobile (airtime) across the globe, ensuring you're always in touch with your loved ones. Whether you're at home or traveling, Talk Chart ensures that your communication never faces interruptions. Security You Can Rely On At TAP, we prioritize the security and privacy of your financial information. Our app is equipped with state-of-the-art encryption and security protocols, ensuring that your transactions and personal data remain confidential. Trust TAP for a secure and reliable platform for all your financial interactions. Key Features: Chat, Video/Audio Call your Friends and Family Fast and Secure Money Transfers Pay Electricity Bills Across Africa Global Mobile Recharge (Airtime) Share Moments via Status Updates Cutting-edge Security Measures Why Choose TAP? All-in-One Solution: Simplify your life with an app that combines communication, money transfers, and bill payments in one place. Global Reach: Stay connected with friends and family across the globe with our seamless mobile recharge feature. Convenience at Your Fingertips: Effortlessly manage your finances, pay bills, and transfer money, all from the convenience of your mobile device. Money Transfer App Bill Payment App Online Money Transfer Global Mobile Recharge Chat and Transfer Money Secure Financial Transactions Pay Bills Online Africa Electricity Bill Payment Mobile Recharge Worldwide Transform your mobile experience with TAP – where communication meets convenience, and financial transactions become a breeze. Download now and embark on a journey of seamless connectivity and financial empowerment!

About

Factor social

Features
Read full description

Discover a New Way to Connect on Campus with Factor! Factor is the ultimate student social app designed for university life. Meet classmates, find study groups, and see what events are happening around campus—all in one place. Join groups, create posts, chat with friends, or browse exciting events nearby. Factor makes it easy to build connections with others who share your passions and interests. With premium features, create your own events, explore career opportunities, and get exclusive access to the latest updates from your university and recruiters. Get started on Factor today and make every day at university a new adventure!

Screenshots

TAP4 screens
Factor social4 screens

Verdict

The call

The clearest difference is ads: TAP at none against Factor social's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 19, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
TAP versus Factor social: the parameters behind the verdict, then further details
ParameterTAPFactor social
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings7 — better—
Update frequencyWeeklyWeekly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size198 MB169 MB
Age rating4+17+
DeveloperOmni AfricaFactor LLC

In-app purchases

None

TAP

No in-app purchases

None

Factor social

No in-app purchases

Questions

Is TAP free?
TAP is free to download, with no in-app purchases.
Is Factor social free?
Factor social is free to download, with no in-app purchases.
Do TAP or Factor social have ads?
Factor social shows ads; TAP does not.
Which is updated more often, TAP or Factor social?
TAP ships an update weekly, and Factor social weekly. Most recently, TAP was updated on October 19, 2026 and Factor social on October 27, 2026.

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