Qawn vs Settle

Qawn – Pay, Send, Receive Money Qawn is Jordan’s modern digital banking experience from Jordan Ahli Bank.
With a fast, secure, and intuitive design, Qawn gives you everything you need to manage your daily finances, send money — all in one place. Key Features Instant Payments • Send and receive money instantly • Transfer to any bank account or CliQ alias • Request money with one tap • Real-time notifications for every transaction Qawn Debit Card • Tap-to-pay using your digital or physical card • Secure your card with freeze/unfreeze controls • Update PIN, limits, and card settings anytime • Cash in and cash out at any Jordan Ahli Bank ATM Chat + Payments • Chat directly with friends inside Qawn • Send payments through chats and shared conversations • Share images, files, and voice notes • React and reply to any message, including payments E-Vouchers & Bill Payments • Buy e-vouchers for yourself or as gifts • Pay utility bills, telecom bills, and more • Track your payment history in one place Security & Control • Bank-grade security powered by Jordan Ahli Bank • Strong authentication and fraud protection • Biometric login and real-time alerts • Full control over card and account settings Designed for Everyone • Smooth, modern, easy-to-use interface • Faster navigation and cleaner layout

Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday. Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group. BUILT FOR REAL TRIPS 17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents. SHARE THE RESULT, NOT A SPREADSHEET Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands. WORKS WITHOUT AN ACCOUNT No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it. ENGLISH AND ARABIC Fully translated, including right-to-left layout - not a mirrored afterthought.