Comparison

3Commas vs Smart Budget Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

3Commas

Manage your entire cryptocurrency portfolio from a single, user-friendly interface. Automate trading strategies with customizable bots and AI assistance. Monitor holdings, set alerts, and stay informed with real-time notifications across multiple exchanges.

Highlights
  • Unified multi-exchange management
  • AI trading assistant
  • Automated trading bots
  • Real-time portfolio tracking
  • Customizable alerts
  • Backtesting and strategy refinement
Read full description

Introducing the New 3Commas App: Your Complete Crypto Portfolio Management Solution Stop switching between crypto exchange terminals and getting red eyes from monitoring the market's ever-fluctuating prices before making moves. 3Commas has a better-automated solution. Your One-Stop Crypto Hub 3Commas is not just another Bitcoin app; it's a non-custodial all-in-one crypto management software. Whether you're a novice or a seasoned professional, we provide the essential tools for you to nurture and expand your crypto holdings. The new AI Assistant: Get a smart trading assistant to turn your strategy idea into bot settings, run backtests and refine your bot in minutes. Streamline Your Trading • Manage Multiple Exchanges, One Interface: Simplify your crypto strategy by connecting your favorite exchange and orchestrating moves across various exchanges from a unified, user-friendly interface. Get real-time updates on your portfolio's performance effortlessly. It's tough to find another crypto app or exchange terminal that can match 3Commas' comprehensive capabilities. We support Binance, Coinbase, Kraken, OKX, and many other exchanges. Minimize Risk, Maximize Opportunities • Automated Triggers: When the markets go wild, you can remain calm. 3Commas allows you to set up alerts and automatically trigger actions to safeguard or enhance your assets on any exchange account. • Empower Your Investments with Crypto Bots: 3Commas provides highly customizable bots with advanced features for professionals while also offering ready-made bot templates created by other users that you can select and customize for your specific needs. Effortless Portfolio Management • Monitor Your Holdings with Ease: Set up a portfolio tracker to monitor crypto-asset performance with real-time coin market prices using a customizable chart interface with a visually intuitive experience. Stay Informed, Stay Ahead • Real-Time Notifications: You don't need to obsessively watch your portfolio. Customize your notifications, and 3Commas can send you push notifications for significant events so you can take action. A Supportive Community and Dedicated Team • You're Not Alone: Join the vast 3Commas crypto community for insights and tips. Plus, our responsive support team is available through in-app chat or email if you need assistance with 3Commas services. Upgrade to the all-new 3Commas, the ultimate crypto management software. Embrace the future of crypto management today!

About

Smart Budget Personal

This private budgeting app allows instant financial tracking without logins or cloud syncing. Focuses on simplicity to monitor income, expenses, and visualize your balance with clear, local data storage.

Highlights
  • Instant income and expense tracking
  • Real-time balance visualization
  • Itemized income/expense list
  • Automatic entry timestamps
  • Animated financial chart
  • Local data storage for privacy
  • No login or account required
Features
Read full description

SmartBudget Personal is a simple, private budgeting app designed for immediate use. No login. No account creation. No cloud syncing. Download the app and start tracking your income and expenses instantly. SmartBudget Personal is built for individuals who want clear financial tracking without unnecessary complexity. All data is stored locally on your device for complete privacy and control. Core Features • Add income and expenses directly from the main screen • View income totals, expense totals, and remaining balance in real time • Itemized list separating income and expenses • Automatic timestamps for every entry • Animated income and expense chart with percentage breakdown • Clean gold and silver theme • Edit profile to personalize your name • Delete all data option to start fresh anytime • No login required Fully Private & Local SmartBudget Personal does not collect data and does not require an account. All information stays securely stored on your device. Built for Simplicity SmartBudget Personal focuses on clarity and ease of use: • Track spending • Monitor income • Visualize financial balance • Stay organized No clutter. No distractions. Just straightforward personal budgeting. Download SmartBudget Personal and take control of your finances today.

Screenshots

3Commas4 screens
Smart Budget Personal3 screens

Verdict

The call

The clearest difference is price: 3Commas at Free against Smart Budget Personal's $0.99. 3Commas also leads on update cadence (weekly vs every 4 months) and ratings volume (740 vs 1). Smart Budget Personal's advantage is in-app purchases (none vs 4) and rating (5.0 vs 4.7). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

3Commas is free to download; Smart Budget Personal costs $0.99 up front. 3Commas sells 4 in-app purchases, starting at $49.00 per month. Smart Budget Personal asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Smart Budget Personal holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 3Commas has 740 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

3Commas ships an update weekly, Smart Budget Personal every 4 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
3Commas versus Smart Budget Personal: the parameters behind the verdict, then further details
Parameter3CommasSmart Budget Personal
PriceFree — better$0.99
Rating4.7 (740 ratings)5.0 (1 ratings) — better
Positive reviews42.1% of reviews—
Number of ratings740 — better1
Update frequencyWeekly — betterEvery 4 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium — betterPaid
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.6
Further details — not scored
Size128 MB1 MB
Age rating17+4+
Developer3C Trade Tech LtdTyler McQuade

Customer experience

3Commas

All ratings736 ratings
Positive91.2%
Neutral3.5%
Negative5.3%
Written reviews57 reviews
Positive42.1%
Neutral10.5%
Negative47.4%

Smart Budget Personal

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

3Commas

Reported bugs

4 issues
  • Country selection not working during onboarding
  • Bots unable to execute trades due to missing funds
  • Inconsistent profit/loss reporting across app and website
  • API key issues causing disruptions in service

Requested features

4 requests
  • Real-time monitoring of bot activity
  • Improved mobile app functionality
  • Notification system for trades and alerts
  • Multilingual support (Chinese)

Smart Budget Personal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

3Commas

Subscriptions4
  • Pro (Monthly)$49.001 Month
  • Expert (Monthly)$79.001 Month
  • Pro (Annual)$444.991 Year
Show 1 more
  • Expert (Annual)$709.001 Year
None

Smart Budget Personal

No in-app purchases

Questions

Is 3Commas free?
3Commas is free to download, with in-app purchases available.
Is Smart Budget Personal free?
Smart Budget Personal costs $0.99, with no in-app purchases.
Which has better reviews, 3Commas or Smart Budget Personal?
Smart Budget Personal is rated higher. 3Commas averages 4.7 out of 5 from 740 ratings, while Smart Budget Personal averages 5.0 from 1 ratings.
Do 3Commas or Smart Budget Personal have ads?
Neither 3Commas nor Smart Budget Personal shows ads.
Which is updated more often, 3Commas or Smart Budget Personal?
3Commas ships an update weekly, and Smart Budget Personal every 4 months. Most recently, 3Commas was updated on November 3, 2026 and Smart Budget Personal on November 7, 2026.

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