Comparison

My Planner vs Mukta Universal

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

My Planner

Features
Read full description

My Planner is an all-in-one personal finance app that simplifies mutual fund management. With an amazing user interface and interactive features, you can seamlessly manage your mutual fund portfolio, view all transactions and SIPs, search for various baskets and compare different mutual funds, and check their factsheets. The online investment account creation process is simplified to just 5 minutes, and you can complete the whole transaction journey within the app without having to authenticate the transaction from email. Additionally, mandate authentication can also be completed within the app and can be activated within 2 minutes. With My Planner, you'll be able to get better organised in personal finance and ensure your mutual fund investments are on track.

About

Mukta Universal

Features
Read full description

Mukta Universal is an AMFI Registered Mutual Fund Distributor, with a mission to provide ethical, transparent, and responsible investment advisory services. We believe in building long-term relationships with our clients based on trust, integrity, and a shared vision for wealth creation. Our philosophy centers around client-centric financial planning that aligns with your life goals and values. We don't just sell financial products; we create comprehensive wealth management strategies that stand the test of time and market cycles.

Screenshots

My Planner4 screens
Mukta Universal4 screens

Verdict

The call

The clearest difference is update cadence: My Planner at every 2 months against Mukta Universal's every 5 months. My Planner also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Planner ships an update every 2 months, Mukta Universal every 5 months. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

Scorecard2 real differences ยท 4 level
My Planner versus Mukta Universal: the parameters behind the verdict, then further details
ParameterMy PlannerMukta Universal
PriceFreeFree
Update frequencyEvery 2 months โ€” betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 โ€” better15.6
Further details โ€” not scored
Size72 MB272 MB
Age rating17+4+
DeveloperFUTUREWISE TECHNOLOGIES PRIVATE LIMITEDMukta Universal

In-app purchases

None

My Planner

No in-app purchases

None

Mukta Universal

No in-app purchases

Questions

Is My Planner free?
My Planner is free to download, with no in-app purchases.
Is Mukta Universal free?
Mukta Universal is free to download, with no in-app purchases.
Do My Planner or Mukta Universal have ads?
Neither My Planner nor Mukta Universal shows ads.
Which is updated more often, My Planner or Mukta Universal?
My Planner ships an update every 2 months, and Mukta Universal every 5 months. Most recently, My Planner was updated on November 7, 2026 and Mukta Universal on October 28, 2026.

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