Comparison

SimpleAcounts vs Spendly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleAcounts

Features
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Track your spending, set monthly budgets, and receive helpful notifications that keep you on top of your financial goals. Key Features: β€’ Effortless Budgeting: Easily set personalized budgets and track your spending to stay in control. Spendly helps you manage your money better, without the hassle. β€’ Monthly Spending Tracker: Gain insights into your monthly expenses and see where your money is going. The monthly tracker shows a clear breakdown of your spending habits and highlights areas for improvement. β€’ Customizable Push Notifications: Get timely reminders to stay on track with your budget. Whether it’s a gentle nudge to limit spending or an update on your remaining budget, Spendly has you covered. β€’ Simple & Intuitive Interface: Designed with simplicity in mind, Spendly offers a user-friendly experience with powerful tools to help you make informed financial decisions. β€’ Personalized Insights: Spendly analyzes your spending patterns and provides personalized tips to help you save more effectively and reach your financial goals faster. Take the first step towards financial freedom. Download Spendly today and make budgeting a breeze! Terms and conditions: https://appback.io/terms Privacy Policy: https://appback.io/privacy

About

Spendly

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Personal Finance Tracker - 7-Day Free Trial Take control of your money with Spendly, the private expense tracker that works completely offline. Try all premium features free for 7 days, then choose your plan. Why Choose Spendly: β€’ Complete Privacy - Your financial data stays on your device β€’ Multi-Currency Support - Track expenses in 150+ currencies with live exchange rates β€’ Smart Categories - 3-level organization system for detailed expense tracking β€’ Works Offline - No internet required, perfect for travel and daily use Core Features: Expense Tracking & Budget Management β€’ Quick expense entry with smart categorization β€’ Budget planning and spending analysis β€’ Account management across multiple wallets and cards β€’ Transfer tracking between accounts Analytics & Insights β€’ Visual charts and spending reports β€’ Monthly/yearly financial summaries β€’ Category-based expense analysis β€’ Currency conversion tracking Data Control & Export β€’ Secure local data storage (no cloud required) β€’ Complete backup and restore functionality β€’ Your data belongs to you, not us Perfect For: β€’ Travelers managing multiple currencies β€’ Privacy-conscious users who want offline tracking β€’ Users wanting flexible pricing options β€’ Students and families on a budget Technical Excellence: β€’ Supports 42 languages including English, Spanish, French, German, Italian, Portuguese, Dutch, Swedish, Norwegian, Danish, Finnish, Polish, Czech, Slovak, Hungarian, Romanian, Turkish, Greek, Ukrainian, Russian, Armenian, Arabic, Hebrew, Hindi, Bengali, Tamil, Thai, Vietnamese, Chinese, Japanese, Korean, Indonesian, Malay, Filipino, Swahili, Hausa, Igbo, Yoruba, Croatian, Lingala, Setswana β€’ Clean, intuitive interface designed for daily use β€’ Fast performance with instant data access β€’ Regular updates with new features 7-Day Free Trial: Experience all premium features completely free for the first week. After trial, continue with monthly subscription for full access. Cancel anytime - your data stays yours. Start managing your finances privately and securely today. Terms of Service β€” https://codestreamly.com/app/spendly/terms-and-conditions Cookie Policy β€” https://codestreamly.com/app/spendly/cookie-policy Privacy Policy β€” https://codestreamly.com/app/spendly/privacy-policy Account Deletion β€” https://codestreamly.com/app/spendly/delete-data-request Contact Us: Any questions? Please contact us at info@codestreamly.com https://codestreamly.com/app/spendly/support

Screenshots

SimpleAcounts4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 4 days against SimpleAcounts's every 13 months. Spendly also leads on iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleAcounts sells 3 in-app purchases, starting at $2.99 per month and Spendly sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleAcounts ships an update every 13 months, Spendly every 4 days. The most recent releases landed on September 22, 2026 and May 17, 2026 respectively.

Scorecard2 real differences Β· 4 level
SimpleAcounts versus Spendly: the parameters behind the verdict, then further details
ParameterSimpleAcountsSpendly
PriceFreeFree
Update frequencyEvery 13 monthsEvery 4 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.013.0 β€” better
Further details β€” not scored
Size40 MB55 MB
Age rating4+4+
DeveloperAPPBACK S.A.S.Ievgen Chugunov

In-app purchases

3 purchases

SimpleAcounts

Subscriptions3
  • 1 month$2.991 Month
  • 6 months$9.996 Months
  • 1 Year$14.991 Year
1 purchases

Spendly

Subscriptions1
  • Spendly Lite 1 Month7 Days trial$2.991 Month

Questions

Is SimpleAcounts free?
SimpleAcounts is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do SimpleAcounts or Spendly have ads?
Neither SimpleAcounts nor Spendly shows ads.
Which is updated more often, SimpleAcounts or Spendly?
SimpleAcounts ships an update every 13 months, and Spendly every 4 days. Most recently, SimpleAcounts was updated on September 22, 2026 and Spendly on May 17, 2026.

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