Payzigo Consumer vs SpendZy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payzigo Consumer
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Payzigo is India’s local search engine that delivers accurate local business results every time. With some highly innovative features that keep relevancy at the forefront of your search, Payzigo is the smart choice to find local businesses.
SpendZy
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SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups. AUTO-TRACK FROM BANK MESSAGES Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction. EXPENSE & INCOME TRACKING • Log spending and income with categories and notes • See daily, weekly, and monthly summaries • Search and filter your full history • Home screen widget for quick add LEND & OWE • Track money you lent or borrowed • Set due dates and get reminders • Organize contacts into folders • Record partial payments and settlements SAVINGS GOALS • Create goals with targets and deadlines • Track progress at a glance • Stay motivated with visual progress CHITTI MANAGEMENT • Manage fixed or variable chitti schemes • Track members and monthly payments • See who has paid and what’s outstanding MORE YOU’LL LOVE • Multi-currency support • Local backup and restore • Google Drive backup (Premium) • Dark mode and multiple languages • Daily expense summary notifications SPENDZY PREMIUM • Auto-track from bank messages • Due date reminders • Unlimited lend/owe folders • Unlimited savings goals • Google Drive backup & restore Take control of your money — from everyday spending to loans, savings, and chitti — all in one clean, simple app.
Screenshots
Verdict
The clearest difference is in-app purchases: Payzigo Consumer at none against SpendZy's 1. Payzigo Consumer also leads on iOS requirement (13.4 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendZy sells 1 one-off in-app purchase. Payzigo Consumer asks for nothing beyond the download.
| Parameter | Payzigo Consumer | SpendZy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 54 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | NEOTEQ SOFTWARE PRIVATE LIMITED | MANIKANT KUMAR |
In-app purchases
Payzigo Consumer
No in-app purchases
SpendZy
- SpendZy Premium Lifetime$4.99









