Comparison

Payzigo Consumer vs SpendZy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payzigo Consumer

Features
Read full description

Payzigo is India’s local search engine that delivers accurate local business results every time. With some highly innovative features that keep relevancy at the forefront of your search, Payzigo is the smart choice to find local businesses.

About

SpendZy

Features
Read full description

SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups. AUTO-TRACK FROM BANK MESSAGES Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction. EXPENSE & INCOME TRACKING • Log spending and income with categories and notes • See daily, weekly, and monthly summaries • Search and filter your full history • Home screen widget for quick add LEND & OWE • Track money you lent or borrowed • Set due dates and get reminders • Organize contacts into folders • Record partial payments and settlements SAVINGS GOALS • Create goals with targets and deadlines • Track progress at a glance • Stay motivated with visual progress CHITTI MANAGEMENT • Manage fixed or variable chitti schemes • Track members and monthly payments • See who has paid and what’s outstanding MORE YOU’LL LOVE • Multi-currency support • Local backup and restore • Google Drive backup (Premium) • Dark mode and multiple languages • Daily expense summary notifications SPENDZY PREMIUM • Auto-track from bank messages • Due date reminders • Unlimited lend/owe folders • Unlimited savings goals • Google Drive backup & restore Take control of your money — from everyday spending to loans, savings, and chitti — all in one clean, simple app.

Screenshots

Payzigo Consumer4 screens
SpendZy4 screens

Verdict

The call

The clearest difference is in-app purchases: Payzigo Consumer at none against SpendZy's 1. Payzigo Consumer also leads on iOS requirement (13.4 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendZy sells 1 one-off in-app purchase. Payzigo Consumer asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Payzigo Consumer versus SpendZy: the parameters behind the verdict, then further details
ParameterPayzigo ConsumerSpendZy
PriceFreeFree
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better17.0
Further details — not scored
Size54 MB24 MB
Age rating4+4+
DeveloperNEOTEQ SOFTWARE PRIVATE LIMITEDMANIKANT KUMAR

In-app purchases

None

Payzigo Consumer

No in-app purchases

1 purchases

SpendZy

One-time1
  • SpendZy Premium Lifetime$4.99

Questions

Is Payzigo Consumer free?
Payzigo Consumer is free to download, with no in-app purchases.
Is SpendZy free?
SpendZy is free to download, with in-app purchases available.
Do Payzigo Consumer or SpendZy have ads?
Neither Payzigo Consumer nor SpendZy shows ads.

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