Comparison

abpay vs TopPay M3

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

abpay

Features
Read full description

SecPay.io is committed to democratizing access to the crypto-currency future for merchants. We equip organizations to tap into the crypto currency opportunity by supplying a plug-in crypto-currency payment gateway and service that's simple, secure and affordable. As a European headquartered business, we're commited to collaborative innovation, data privacy and a greener future for all. Imprint: https://www.abpay.li/en/imprint.html Data privacy: https://www.abpay.li/en/dataprivacy.html

About

TopPay M3

Features
Read full description

TopPay M3 is an app designed to provide Topwise customers with a virtual cash collection experience. You can connect Topwise M3 device and iPhones via Bluetooth to simulate the real payment process and demonstrate the advantages and value of your products or services. Features of TopPay M3: 1) Easy to use: Just a few steps to complete the demo of TopPay M3 payment collection. You don't need to register an account, and you don't need to enter any personal or bank information, just open the app, connect the M3 and iPhone via Bluetooth, select the amount to be paid, and then swipe, insert or wave the card on the M3 device to complete the virtual payment. 2) Safe and reliable: TopPay M3 will not have real transactions and will not involve any sensitive data. There is no transaction history or information stored on your or your customer's mobile phone, and there is no cost or risk involved. You can use TopPay M3 with confidence, showing your professionalism and credibility. 3) Flexible and diverse: TopPay M3 supports multiple currencies and languages, adapting to different markets and customer needs. You can customize the payment amount and remark information according to the characteristics of your product or service to increase the realism and interactivity of the transaction. TopPay M3 is a must-have business tool that makes you feel more confident and professional when presenting your products or services. Download TopPay M3 and let your customers feel your value and advantage!

Screenshots

abpay4 screens
TopPay M33 screens

Verdict

The call

The clearest difference is update cadence: TopPay M3 at every 8 days against abpay's every 24 months. TopPay M3 also leads on iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

abpay ships an update every 24 months, TopPay M3 every 8 days. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.

Scorecard2 real differences ยท 4 level
abpay versus TopPay M3: the parameters behind the verdict, then further details
ParameterabpayTopPay M3
PriceFreeFree
Update frequencyEvery 24 monthsEvery 8 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.011.0 โ€” better
Further details โ€” not scored
Size9 MB4 MB
Age rating17+17+
Developerabpay GmbHShenzhen Topwise Communication Co., Ltd.

In-app purchases

None

abpay

No in-app purchases

None

TopPay M3

No in-app purchases

Questions

Is abpay free?
abpay is free to download, with no in-app purchases.
Is TopPay M3 free?
TopPay M3 is free to download, with no in-app purchases.
Do abpay or TopPay M3 have ads?
Neither abpay nor TopPay M3 shows ads.
Which is updated more often, abpay or TopPay M3?
abpay ships an update every 24 months, and TopPay M3 every 8 days. Most recently, abpay was updated on September 8, 2026 and TopPay M3 on September 19, 2026.

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