SeaBoard vs PayGuy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SeaBoard
Manage your USD finances with this digital wallet designed for seafarers. Receive, save, and convert funds to your home currency, or transfer to bank accounts. Use virtual and physical cards for global payments and withdrawals at competitive rates.
- Receive and save USD
- Convert USD to home currency
- Transfer to bank accounts
- Virtual and physical cards
- Global payments and withdrawals
- Affordable rates
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The SeaBoard wallet allows you to take control over your finances: Receive, save and hold your USD and choose when you want to convert them to your home currency by transferring to your or your family's bank accounts. Using the SeaBoard virtual and physical cards, you can also pay and withdraw money around the globe at affordable rates. More features to come in future updates. If you are a seafarer interested in joining the SeaBoard family, reach us at hello@seaboard.sg.
PayGuy
Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.
- Bill payments
- Financial transactions
- Payment management
- Fintech solutions
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A fintech app for all your bill payments
Screenshots
Verdict
SeaBoard and PayGuy are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for SeaBoard against 5.0 for PayGuy. Both are backed by a comparable volume of ratings — 4 and 2 respectively.
SeaBoard ships an update every 4 weeks, PayGuy fortnightly. The most recent releases landed on October 2, 2026 and September 18, 2026 respectively.
| Parameter | SeaBoard | PayGuy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 4 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 50 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | SeaBoard Technologies Pte. Ltd. | Upperlink Digital |
Customer experience
SeaBoard
PayGuy
In-app purchases
SeaBoard
No in-app purchases
PayGuy
No in-app purchases
