HNB Authenticator vs SSP Smart Auth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HNB Authenticator
This app provides a secure and straightforward method for authenticating sign-ins and transactions. It also allows for offline generation of One-Time Passwords (OTPs) via SMS for mobile data usage.
- Secure authentication
- Transaction authentication
- Offline OTP generation
- SMS-based OTPs
- Simple interface
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Use HNB Authenticator from HNB PLC which offers a simple & a secure way to authenticate sign-ins and transactions. For mobile data offline use, generate OTPs via SMS.
SSP Smart Auth
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In today’s world, with an increased number of mobile users, the traditional user login method using a simple username and password is not secure enough anymore and poses a high risk to the security of sensitive data. Two-factor authentication reduces such risk by introducing the dynamic password generated using industry-standard event-based or time-based algorithms (HOTP & TOTP). The SSP Smart Auth mobile app provides multi-factor authentication and provides an additional layer of protection from cybersecurity breaches.
Screenshots
Verdict
The clearest difference is update cadence: SSP Smart Auth at every 3 days against HNB Authenticator's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HNB Authenticator ships an update every 2 months, SSP Smart Auth every 3 days. The most recent releases landed on August 3, 2026 and September 20, 2026 respectively.
| Parameter | HNB Authenticator | SSP Smart Auth |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 10 MB |
| Age rating | 17+ | 4+ |
| Developer | Hatton National Bank PLC | Shared Services Program |
In-app purchases
HNB Authenticator
No in-app purchases
SSP Smart Auth
No in-app purchases
Questions
Is HNB Authenticator free?
Is SSP Smart Auth free?
Do HNB Authenticator or SSP Smart Auth have ads?
Which is updated more often, HNB Authenticator or SSP Smart Auth?
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