HNB Authenticator vs SAĜO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HNB Authenticator
This app provides a secure and straightforward method for authenticating sign-ins and transactions. It also allows for offline generation of One-Time Passwords (OTPs) via SMS for mobile data usage.
- Secure authentication
- Transaction authentication
- Offline OTP generation
- SMS-based OTPs
- Simple interface
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Use HNB Authenticator from HNB PLC which offers a simple & a secure way to authenticate sign-ins and transactions. For mobile data offline use, generate OTPs via SMS.
SAĜO
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SAĜO is the simple way to find, book, and pay trusted service providers — all in one app. Whether you need help around the home, a professional for a one-off job, or a regular service, SAĜO connects you with trusted providers and keeps every booking organised from your first request to final payment. **WHY SAĜO** • Discover services and service providers in one place • View provider profiles and service listings • Secure in-app payments powered by Stripe • Manage booking history and updates easily • Receive push notifications for important booking updates **FOR CUSTOMERS** • Browse available services and provider profiles • Request and confirm bookings in a few simple steps • Pay securely through Stripe • Track upcoming and previous bookings • Receive notifications about booking activity **FOR SERVICE PROVIDERS** • Create and manage a professional profile • Publish and manage service listings • Manage availability using the built-in calendar • Receive and respond to booking requests • Manage jobs and payments in one place **SECURE & PRIVATE** Payments are securely processed through Stripe. SAĜO does not store your card number on your device. Your information is protected during transmission, and you can manage your profile or request account deletion directly from the app. **GETTING STARTED** 1. Create your SAĜO account and verify your email. 2. Complete your profile. 3. Browse services or publish your services as a provider. 4. Request, manage, and complete bookings through the app. 5. Make secure payments where applicable. SAĜO brings customers and service providers together through a simple, secure, and convenient marketplace.
Screenshots
Verdict
The clearest difference is update cadence: SAĜO at every 5 days against HNB Authenticator's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HNB Authenticator ships an update every 2 months, SAĜO every 5 days. Both last shipped on October 12, 2026.
| Parameter | HNB Authenticator | SAĜO |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 24 MB | 103 MB |
| Age rating | 17+ | 4+ |
| Developer | Hatton National Bank | SAĜO MENTE |
In-app purchases
HNB Authenticator
No in-app purchases
SAĜO
No in-app purchases








